3120 Northridge Way, Eugene, OR 97408 Property Records

Lane County property record for 3120 Northridge Way, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,178 sqft · built 1996
Lot Size	0.267 acres (11,626 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Nov 2025)
Tax Bill	$8,795 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Oct 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-17-21-00147-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-17-21-00147-000`
Alternative APNs	`1703172100147` `1536232`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,178 sqft Living Area
Gross Area	2,776 sqft
1st Floor Area	2,178 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Concrete
Lot Area	11,626 sqft (0.267 acres)
Garage Type	Attached
Garage Area	598 sqft
Driveway	Driveway
Driveway Area	800 sqft
Parking Spaces	2 Parking Spaces
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1536232
Street Address	3120 NORTHRIDGE WAY
City	EUGENE
State	OR
Zip	97408-7178
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TL 00147
Legal Range	03
Legal Township	17
Legal Section	17
Legal Subdivision	ELKRIDGE OF EUGENE FIRST ADDITION
Legal Lot Number	147
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2010
Census Tract	2203

Owner

Source: Lane County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1192, CRYSTAL BEACH, TX 77650-1192
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage UPEQUITY SPV2 LLC
Nov 21, 2025	Warranty Deed, Transfer CASCADE TITLE COMPANY, CASCADE TITLE CO
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Feb 25, 2022	Warranty Deed, Transfer · Commercial Mortgage GALLIC FAMILY REVOCABLE TRUST
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jun 22, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Jul 13, 2022 · Amount on Record
Deed Document Number	202537236
Prior Transfer Date	Feb 22, 2007
Prior Transfer Doc	0000034883
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3120 NORTHRIDGE WAY, EUGENE, OR 97408-7178
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 NORTHRIDGE WAY, EUGENE, OR 97408-7178

Mortgage

Document Number	0000006572
Date	Mar 12, 2024
Instrument	2024-006572

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3120 NORTHRIDGE WAY, EUGENE, OR 97408-7178
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032463
Date	Oct 10, 2025
Instrument	2025-032463

Lender

Name	UPEQUITY SPV2 LLC
Type	Mortgage Company
Address	AUSTIN, TX 78703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Jan 3, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Nov 21, 2025
Property Address	3120 NORTHRIDGE WAY, EUGENE, OR 97408-7178
Document Number	0000037236
Map Reference	FILE 75 SL 173&174
Instrument Date	Nov 20, 2025
Instrument	2025-037236
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 1192, CRYSTAL BEACH, TX 77650-1192

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jul 13, 2022
Property Address	3120 NORTHRIDGE WAY, EUGENE, OR 97408-7178
Document Number	0000030757
Map Reference	FILE 75 SL 173&174
Instrument Date	Jul 13, 2022
Instrument	2022-030757
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3120 NORTHRIDGE WAY, EUGENE, OR 97408-7178

Mortgage

Document Number	0000030758
Date	Jul 13, 2022
Instrument	2022-030758

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Feb 25, 2022
Property Address	3120 NORTHRIDGE WAY, EUGENE, OR 97408-7178
Document Number	0000009087
Map Reference	FILE 75 SL 173&174
Instrument Date	Feb 24, 2022
Instrument	2022-009087
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3224 BOARDWALK AVE, EUGENE, OR 97401-8874

Mortgage

Document Number	0000009088
Date	Feb 25, 2022
Instrument	2022-009088

Lender

Name	GALLIC FAMILY REVOCABLE TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 25, 2023

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3120 NORTHRIDGE WAY, EUGENE, OR 97408-7178
Document Number	0000037779
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 NORTHRIDGE WAY EUGENE OR 974087178, EUGENE, OR 97408-7178

Mortgage

Document Number	0000037779
Date	Aug 30, 2019
Instrument	37779

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	744 Months
Due	Aug 29, 2081

Interest

Rate Type	Adjustable Rate
Rate	3.94%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3120 NORTHRIDGE WAY, EUGENE, OR 97408-7178
Document Number	0000037778
Instrument Date	Jun 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 NORTHRIDGE WAY EUGENE OR 974087178, EUGENE, OR 97408-7178

Mortgage

Document Number	0000037778
Date	Aug 30, 2019
Instrument	37778

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	744 Months
Due	Aug 29, 2081

Interest

Rate Type	Adjustable Rate
Rate	3.94%

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,795.00 (+3.91%)	$451,423 (+6.09%)	$665,880 (-0.02%) Land $341,632 Building $324,248
2023	$8,464.00 (+4.02%)	$425,510 (+3%)	$666,036 (-1.53%) Land $239,879 Building $426,157
2022	$8,137.00	$413,117	$676,418 Land $177,757 Building $498,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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