Calloway County property record for 3120 Midway Rd, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Details | 2,843 sqft |
| Lot Size | 1.77 acres (77,101 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,533 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-0-0040 |
| Primary APN | 034-0-0040 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,843 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Adobe |
| Foundation Type | Block |
| Roof Type | Bowstring Truss |
| Roof Material | Composition Shingle |
| Lot Area | 77,101 sqft (1.77 acres) |
| Garage Type | Attached |
| Garage Area | 512 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 8025 |
|---|---|
| Street Address | 3120 MIDWAY RD |
| City | MURRAY |
| State | KY |
| Zip | 42071-6922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3120 MIDWAY ROAD |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | HAZEL-LYNN GROVE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10700 |
3120 Midway Rd is owned and occupied by two individuals who acquired it in September 2000.
Source: Calloway County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3120 MIDWAY RD, MURRAY, KY 42071-6922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2000 |
| Deed Sale | Sep 1, 2000 |
| Deed Document Number | 0000035686 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 3120 MIDWAY RD, MURRAY, KY 42071-6922 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001433/160 |
|---|---|
| Date | Oct 3, 2023 |
| Book Page | 1433/160 |
| Instrument | 686040 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 25, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 3120 MIDWAY RD, MURRAY, KY 42071-6922 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 001352/484 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 1352/484 |
| Instrument | 654749 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 3120 Midway Rd was $1,533.
Source: Calloway County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Unified School District | Calloway County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,533.00 | $170,500 | $170,500 |
| 2023 | $1,016.00 | $110,000 | $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3120 Midway Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3120 Midway Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Kentucky Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
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