Jackson County property record for 3120 McCain Rd, Jackson, MI 49203
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,263 sqft · built 1976 |
| Lot Size | 0.325 acres (14,157 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,000 (Jan 2006) |
| Tax Bill | $2,234 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 620-13-05-388-001-10 |
| Primary APN | 620-13-05-388-001-10 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,263 sqft Living Area |
| 1st Floor Area | 1,538 sqft |
| Basement Area | 662 sqft |
| Unfinished Basement | 1,539 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Tri-Level |
| Exterior Material | Wood Siding |
| Lot Area | 14,157 sqft (0.325 acres) |
| Lot Dimensions | 161 ft deep x 88 ft wide |
| Garage Area | 515 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3120 MCCAIN RD |
|---|---|
| City | JACKSON |
| State | MI |
| Zip | 49203-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | LOT 2 EXC W 8 FT THEREOF WESTWOOD HILLS SUBDIVISION |
| Legal Subdivision | FT THEREOF WESTWOOD HILLS SUBDIVISION |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 5301 |
3120 McCain Rd is owned and occupied by an individual who bought it in January 2006.
Source: Jackson County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3120 MCCAIN RD, JACKSON, MI 49203-2506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2023 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Oct 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CP FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2006 · Amount on File |
| Deed Sale | Jan 13, 2006 · Amount on File |
| Prior Sale | Oct 15, 2002 |
| Deed Document Number | 20062425197 |
| Deed Book / Page | 1835 / 1170 |
| Prior Transfer Date | Dec 17, 2004 |
| Prior Transfer Doc | 0002378936 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 3120 MCCAIN RD, JACKSON, MI 49203-2506 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3120 MCCAIN RD, JACKSON, MI 49203-2506 |
| Document Number | 0002933625 |
|---|---|
| Date | Mar 15, 2023 |
| Book Page | 2226/635 |
| Instrument | 2933625 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 3120 MCCAIN RD, JACKSON, MI 49203-2506 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002872837 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 2179/947 |
| Instrument | 2872837 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 3120 MCCAIN RD, JACKSON, MI 49203-2506 |
| Document Number | 0002807444 |
| Instrument Date | Oct 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3120 MCCAIN RD JACKSON MI 492032506, JACKSON, MI 49203-2506 |
| Document Number | 0002807444 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 002129/000556 |
| Instrument | 2807444 |
| Name | CP FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSON, MI 49202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 11, 2033 |
The 2025 property tax bill for 3120 McCain Rd was $2,234 with a homeowner's exemption, down 31.7% from the year before.
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Summit Township |
| Unified School District | Jackson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,500 (+1.57%) | $271,000 (+1.57%) | |
| 2025 | $2,234.00 (-31.72%) | $133,400 | $266,800 |
| 2024 | $3,272.00 | ||
| 2023 | $119,500 | $239,000 | |
| 2020 | $2,926.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3120 McCain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3120 McCain Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMIT TOWNSHIP serves 25,355 people · EPA ID MI0006450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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