3120 Libeth St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 3120 Libeth St, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,584 sqft · built 1954
Lot Size0.257 acres (11,232 sqft)
OwnerIndividual on Record
Last Sale$295,000 (Jul 2018)
Tax Bill$4,041 (2023)
Deeds & MortgagesNov 2020 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN093-115-02

Property Details

APN / Parcel Number

Primary APN093-115-02

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,584 sqft Heated Area
Gross Area2,088 sqft
1st Floor Area1,246 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area11,232 sqft (0.257 acres)

Exterior Amenities

PorchPorch
Porch Area264 sqft
Deck Area84 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number093-115-02
Street Address3120 LIBETH ST
CityCHARLOTTE
StateNC
Zip28205-3222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL5 &P7 B8 M3-553
Legal SubdivisionCOUNTRY CLUB HEIGHTS
Legal Block8
Legal Lot Number5
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3014
Census Tract1200

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Co-ownerCo-owner on Record
Mailing Address3120 LIBETH ST, CHARLOTTE, NC 28205-3222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST FEDERAL BANK
Jul 31, 2018Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2018 · Amount on Record
Deed SaleJul 31, 2018 · Amount on Record
Prior SaleJul 31, 2018 · Amount on Record
Deed Document Number0000096177
Deed Book / Page32870 / 599
Last Transfer DateNov 23, 2020
Transfer Doc0000197205
Record UpdatedJun 7, 2026

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateNov 23, 2020
Property Address3120 LIBETH ST, CHARLOTTE, NC 28205-3222
Document Number0000197205
Book / Page35345 / 75
Map ReferenceMB 3 PG 553
Instrument DateNov 16, 2020
Instrument2020197205
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3120 LIBETH ST, CHARLOTTE, NC 28205-3222

Mortgage

Document Number0000197206
DateNov 23, 2020
Instrument2020197206
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 31, 2018
Property Address3120 LIBETH ST, CHARLOTTE, NC 28205-3222
Document Number0000096177
Book / Page32870 / 599
Map ReferenceMB3 PG553
Instrument DateJul 31, 2018
Instrument2018096177
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3340 CUMBERLAND BLVD SE APT 371, 3340, ATLANTA, GA 30339-3750

Transferred To (Grantee/Buyer)

NameVerified Name
Address3120 LIBETH ST, CHARLOTTE, NC 28205-3222

Mortgage

Document Number0000096178
DateJul 31, 2018
Instrument2018096178
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims30 (1979–2021)
Claims Outside the SFHA6 of 30
Most Recent ClaimMar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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