3120 Lacrosse Ct, Dunkirk, MD 20754 Property Records

Calvert County property record for 3120 Lacrosse Ct, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	6 ba · 5,118 sqft · built 2003
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (May 2026)
Tax Bill	$11,704 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-176304`

Property Details

APN / Parcel Number

Primary APN	`03-176304`
Alternative APNs	`3176304` `176304`

Interior

Full Baths	6 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	5,118 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	64,904 sqft (1.49 acres)
Garage Type	Mixed
Garage Area	1,565 sqft
Parking Spaces	5 Parking Spaces
Pool Area	750 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	176304
Street Address	3120 LACROSSE CT
City	DUNKIRK
State	MD
Zip	20754-2927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 88 LYONS CREEK OVERLOOK
Legal Subdivision	LYONS CREEK
Legal Lot Number	88
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

3120 Lacrosse Ct is owned and occupied by two individuals who bought it in May 2026.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3120 LACROSSE CT, DUNKIRK, MD 20754-2927
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Special Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Aug 25, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on File
Deed Sale	May 27, 2026 · Amount on File
Prior Sale	Apr 16, 2014 · Amount on File
Deed Book / Page	6906 / 35
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CALVERT MD
Recording Date	May 27, 2026
Property Address	3120 LACROSSE CT, DUNKIRK, MD 20754-2927
Document Number	6906000035
Book / Page	6906 / 35
Instrument Date	May 15, 2026
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	CAPITAL TITLE, CAPITOL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,515,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3120 LACROSSE CT, DUNKIRK, MD 20754-2927

Mortgage

Document Number	6906000043,
Date	May 27, 2026
Book Page	6906/43

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3120 LACROSSE CT, DUNKIRK, MD 20754-2927
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 LACROSSE CT, DUNKIRK, MD 20754-2927

Mortgage

Document Number	0056780192
Date	Aug 25, 2020
Book Page	5678/192

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3120 Lacrosse Ct was $11,704.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,091,333 (+2.56%)	$1,145,800 (+7.68%) Land $199,900 Building $945,900
2025	$11,704.00 Homeowner's exemption	$1,064,100 Land $199,900 Building $864,200	$1,064,100 Land $199,900 Building $864,200
2023	$9,759.00 Homeowner's exemption	$939,300	$1,064,100 Land $199,900 Building $864,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3120 Lacrosse Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3120 Lacrosse Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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