3120 Isle Way, Oxnard, CA 93035 Property Records

Ventura County property record for 3120 Isle Way, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,783 sqft · built 1978
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Oct 2019)
Tax Bill	$7,035 (2025)
Deeds & Mortgages	Jun 2022 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`187-0-182-035`

Property Details

APN / Parcel Number

Primary APN	`187-0-182-035`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,783 sqft Living Area
1st Floor Area	958 sqft
2nd Floor Area	825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Stucco
Construction Type	Frame
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Area	509 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	39 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3120 ISLE WAY
City	OXNARD
State	CA
Zip	93035-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 253002 LOT: 74 REF: 071MR 097
Legal Subdivision	2530-2
Legal Tract	253002
Legal Block	182
Legal Lot Number	74
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1025
Census Tract	3614

Owner

3120 Isle Way is owned and occupied by two individuals who bought it in October 2019.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3120 ISLE WAY, OXNARD, CA 93035-3117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Intrafamily Transfer, Transfer
Oct 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Oct 11, 2019	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2019 · Amount on File
Deed Sale	Oct 11, 2019 · Amount on File
Prior Sale	Dec 27, 2012 · Amount on File
Deed Document Number	2019123901
Prior Transfer Date	May 7, 1997
Prior Transfer Doc	0000058818
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jun 8, 2022
Property Address	3120 ISLE WAY, OXNARD, CA 93035-3117
Document Number	2022000065233
Map Reference	MB 71 PG 97-99
Instrument Date	May 31, 2022
Instrument	2022000065233
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 ISLE WAY, OXNARD, CA 93035-3117

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Oct 1, 2020
Property Address	3120 ISLE WAY, OXNARD, CA 93035-3117
Document Number	0000159518
Map Reference	MB 71 PG 97-99
Instrument Date	Aug 31, 2020
Instrument	20201001-00159518
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PRIORITY TITLE CAMARILLO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3120 ISLE WAY, OXNARD, CA 93035-3117

Mortgage

Document Number	0000159519
Date	Oct 1, 2020
Instrument	20201001-00159519

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 11, 2019
Property Address	3120 ISLE WAY, OXNARD, CA 93035-3117
Document Number	0000123901
Map Reference	MB 71 PG 97-99
Instrument Date	Sep 23, 2019
Instrument	20191011-00123901
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	TIMIOS TITLE A CA CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3120 ISLE WAY, OXNARD, CA 93035-3117

Mortgage

Document Number	0000123902
Date	Oct 11, 2019
Instrument	20191011-00123902

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3120 Isle Way was $7,035 with a homeowner's exemption, up 2.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$585,644 (+2%) Land $380,949 Building $204,695
2025	$7,035.00 (+2.21%) Homeowner's exemption	$574,161 Land $373,479 Building $200,682
2024	$6,883.00 (+3.82%)
2023	$6,630.00 (+3.13%) Homeowner's exemption	$551,866 Land $358,975 Building $192,891
2022	$6,429.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3120 Isle Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3120 Isle Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 803 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GeoLinks.

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