3120 Gholson Rd, Waco, TX 76705 Property Records

McLennan County property record for 3120 Gholson Rd, Waco, TX 76705 · Last verified April 2026

Property Summary

Property TypeCommercial
Details4,802 sqft · built 1966
Lot Size0.644 acres (28,053 sqft)
OwnerCompany Name on File
Last Sale$186,300 (May 2011)
Tax Bill$8,507 (2024)
Deeds & MortgagesDec 2019 Mortgage
Dec 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-028200-000300-0

Property Details

APN / Parcel Number

Primary APN20-028200-000300-0
Alternative APN
  • 347913

Interior

Stories1 Story
Building Area4,802 sqft Gross Area
1st Floor Area4,802 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialBuilt-Up Asphalt
Lot Area28,053 sqft (0.644 acres)
Lot Dimensions114 ft deep x 223 ft wide
Canopy234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3120 GHOLSON RD
CityWACO
StateTX
Zip76705-1701
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionK D MANITOU LOT 3 BLOCK 1 ACRES .644
Legal SubdivisionK D MANITOU
Legal Block1
Legal Lot Number3
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1029
Census Tract1402

Owner

Source: McLennan County records · APN 20-028200-000300-0

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 841, ELM MOTT, TX 76640-0841
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF CENTRAL TX
Dec 19, 2017Deed of Trust, Mortgage
FIRST NAT'L BK/CTRL TX
Apr 17, 2017Deed of Trust, Mortgage
AMERICAN BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 18, 2011 · Amount on Record
Deed SaleMay 18, 2011 · Amount on Record
Prior SaleAug 11, 2008
Deed Document Number201114426
Record UpdatedJun 08, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3120 GHOLSON RD, WACO, TX 76705-1701
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041065
DateDec 12, 2019
Instrument2019041065
Lender
NameFIRST NATIONAL BANK OF CENTRAL TX
TypeBank
AddressWOODWAY, TX 76712
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3120 GHOLSON RD, WACO, TX 76705-1701
Document Number0000000088
Instrument DateDec 19, 2017
Transaction TypeMortgage
Record UpdatedJan 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8421 JONQUIL WACO TX 767085725, WACO, TX 76708-5725

Mortgage

Document Number0000000088
DateJan 02, 2018
Instrument88
Lender
NameFIRST NAT'L BK/CTRL TX
TypeBank
AddressWACO, TX 76702
Agreement
AmountAmount Recorded

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3120 GHOLSON RD, WACO, TX 76705-1701
Document Number0000012318
Instrument DateApr 17, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 21115 WACO TX 767021115, WACO, TX 76702-1115

Mortgage

Document Number0000012318
DateApr 21, 2017
Instrument12318
Lender
NameAMERICAN BK
TypeBank
AddressWACO, TX 76715-4068
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictConnally Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$340,000 (-20.08%) Land $30,860 Building $309,140$340,000 (-20.08%) Land $30,860 Building $309,140
2024$8,507.00 (-8.84%)
2023$425,440 Land $30,860 Building $394,580$425,440 Land $30,860 Building $394,580
2022$9,332.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Gholson Rd

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