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3120 Embrey Ct, Frederick, MD 21701 Property Records

Frederick County property record for 3120 Embrey Ct, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details4 ba · 3,480 sqft · built 2016
Lot Size0.134 acres (5,839 sqft)
OwnerCompany Name on File
Last Sale$532,500 (Sep 2019)
Tax Bill$9,890 (2023)
Deeds & MortgagesMar 2020 Mortgage
Jan 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-591192

Property Details

APN / Parcel Number

Primary APN02-591192
Alternative APN
  • 591192

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,480 sqft Total Area
Basement Area1,000 sqft
Finished Basement1,000 sqft

Exterior

Year BuiltBuilt 2016
Architectural StyleTownhouse
Exterior MaterialStone
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,839 sqft (0.134 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area24 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number591192
Street Address3120 EMBREY CT
CityFREDERICK
StateMD
Zip21701-5494
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 909 PLAT 24 SECT 5,839 SQ FT MILL ISLAND AT WORMAN'S
Legal SubdivisionMILL ISLAND/WORMANS MILL
Legal Lot Number909
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1007
Census Tract750802

Owner

Source: Frederick County records · APN 02-591192

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address3120 EMBREY CT, FREDERICK, MD 21701-5494
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Jan 12, 2022Intrafamily Transfer, Transfer
Sep 09, 2019Grant Deed, Transfer
ATTORNEY ONLY
Apr 13, 2017Grant Deed, Transfer
VILLAGE SETTLEMENTS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 09, 2019 · Amount on Record
Deed SaleSep 09, 2019 · Amount on Record
Prior SaleSep 09, 2019 · Amount on Record
Deed Document Number0131970024
Deed Book / Page013197 / 000024
Last Transfer DateJan 12, 2022
Transfer Doc0156550088
Record UpdatedJun 07, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3120 EMBREY CT, FREDERICK, MD 21701-5494
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0135920167
DateMar 13, 2020
Book Page13592/167
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.3%
Type Change DateApr 01, 2030
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.3%
Index1-Year LIBOR
Max Rate8.3%

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateJan 12, 2022
Property Address3120 EMBREY CT, FREDERICK, MD 21701-5494
Document Number0156550088
Book / Page15655 / 88
Map ReferenceMB 94 PL 157
Instrument DateApr 01, 2021
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3120 EMBREY CT, FREDERICK, MD 21701-5494

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateSep 09, 2019
Property Address3120 EMBREY CT, FREDERICK, MD 21701-5494
Document Number0131970024
Book / Page013197 / 000024
Instrument DateAug 30, 2019
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$532.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3120 EMBREY CT FREDERICK MD 217015494, FREDERICK, MD 21701-5494

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateApr 13, 2017
Property Address3120 EMBREY CT, FREDERICK, MD 21701-5494
Document Number0117650371
Book / Page011765 / 000371
Instrument DateApr 07, 2017
Transaction TypeTransfer
Record UpdatedJul 20, 2017
Title CompanyVILLAGE SETTLEMENTS INC

Transaction

AmountAmount Recorded
Tax$563.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3120 EMBREY CT FREDERICK MD 217015494, FREDERICK, MD 21701-5494

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$9,890.00 Homeowner's exemption$556,500$632,300 Land $90,000 Building $542,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

Based on FCC filings for 10 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF FREDERICK
serves 54,000 people
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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