3120 Eldora Ln, Missoula, MT 59803 Property Records

Missoula County property record for 3120 Eldora Ln, Missoula, MT 59803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,734 sqft · built 1972
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 2021)
Tax Bill	$2,743 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0449522`

Property Details

APN / Parcel Number

Primary APN	`R0449522`
Alternative APNs	`04-2092-12-1-12-11-0000` `0000488106` `0488106`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,734 sqft Living Area
Gross Area	2,840 sqft
1st Floor Area	1,134 sqft
Basement Area	1,134 sqft
Finished Basement	600 sqft
Unfinished Basement	534 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	36 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	0000488106
Street Address	3120 ELDORA LN
City	MISSOULA
State	MT
Zip	59803-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LINDA VISTA 02ND - SUPP, S12, T12 N, R20 W, BLOCK 7, LOT 11
Legal Subdivision	LINDA VISTA 02ND - SUPP
Legal Block	7
Legal Lot Number	11
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	2
Census Block	2010
Census Tract	1304

Owner

3120 Eldora Ln is owned and occupied by an individual who bought it in February 2021.

Source: Missoula County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	3120 ELDORA LN, MISSOULA, MT 59803-2807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST MONTANA BANK INC
Feb 1, 2021	Transfer on Death Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Deed Document Number	20212818
Deed Book / Page	1048 / 1148
Prior Transfer Date	Jan 28, 2021
Prior Transfer Doc	0010481148
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	3120 ELDORA LN, MISSOULA, MT 59803-2807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009841091
Date	Aug 16, 2017
Book Page	984/1091
Instrument	201716633

Lender

Name	FIRST MONTANA BANK INC
Type	Bank
Address	MISSOULA, MT 59802

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

February 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MISSOULA MT
Recording Date	Feb 1, 2021
Property Address	3120 ELDORA LN, MISSOULA, MT 59803-2807
Document Number	0010481148
Book / Page	1048 / 1148
Instrument Date	Jan 28, 2021
Instrument	202102818
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 ELDORA LN, MISSOULA, MT 59803-2807

Mortgage

Document Number	202102799
Date	Feb 1, 2021
Instrument	202102799

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 3120 Eldora Ln was $2,743, down 42.6% from the year before.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,500 (-) Land $122,798 Building $333,702	$456,500 (-) Land $122,798 Building $333,702
2025	$2,743.00 (-42.59%)	$456,500 Land $122,798 Building $333,702	$456,500 Land $122,798 Building $333,702
2024	$4,778.00 (+6.32%) Homeowner's exemption
2023	$4,494.00	$399,900	$399,900 Land $99,249 Building $300,651

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3120 Eldora Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–2006)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2006 · rainfall accumulation
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3120 Eldora Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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