3120 Dyer Rd, O Fallon, MO 63366 Property Records

St. Charles County property record for 3120 Dyer Rd, O Fallon, MO 63366

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4 bd · 3 ba · 5,393 sqft · built 2023
Lot Size	11.3 acres (495,582 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (May 2021)
Tax Bill	$5,294 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T210300209`

Property Details

APN / Parcel Number

Primary APN	`T210300209`
Alternative APN	`2-0138-C981-00-0001.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	5,393 sqft Gross Area
1st Floor Area	2,591 sqft
Basement Area	2,802 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	495,582 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T210300209
Street Address	3120 DYER RD
City	O FALLON
State	MO
Zip	63366-5141
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	DRAGONFLY LOT 1
Legal Subdivision	DRAGONFLY
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2002
Census Tract	312001

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3120 DYER RD, O FALLON, MO 63366-5141
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Nov 10, 2020 · Amount on Record
Deed Document Number	202145686
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 26, 2021
Property Address	3120 DYER RD, O FALLON, MO 63366-5141
Document Number	0000045686
Map Reference	DOC 2020R-080519
Instrument Date	May 21, 2021
Instrument	2021R-045686
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3120 DYER RD, O FALLON, MO 63366-5141

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1544 MAMMOTH DR, SAINT PAUL, MO 63366-4800

Mortgage

Document Number	0000045687
Date	May 26, 2021
Instrument	2021R-045687

Lender

Name	FCS FINANCIAL FCLA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,661 (+12.93%)	$589,324 (+12.89%) Land $4,434 Building $584,890
2025	$5,294.00	$98,874 (+18,485.34%)	$522,026 (+11,673.25%) Land $4,434 Building $517,592
2023		$532
2022			$4,434 Land $4,434

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20