3120 Cherry St, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 3120 Cherry St, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,163 sqft)
Owner	Individual Name on File
Last Sale	$122,500 (Aug 2022)
Tax Bill	$2,855 (2025)
Deeds & Mortgages	Apr 2024 Transfer Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-36-203-009`

Property Details

APN / Parcel Number

Primary APN	`06-36-203-009`

Exterior

Lot Area	9,163 sqft (0.21 acres)

Location & Zoning

Street Address	3120 CHERRY ST
City	MOUNT VERNON
State	IL
Zip	62864-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMISONS WEST GARDEN L1-117 EAST 75 FEET OF LOT 47
Legal Subdivision	JAMISONS WESTERN GARDENS SUBDIVISION
Legal Lot Number	47
Jurisdiction	JEFFERSON IL
Township / Civil Division	SHILOH
Census Block Group	3
Census Block	3026
Census Tract	50600

Owner

3120 Cherry St is owned and occupied by an individual who acquired it in April 2024.

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3120 CHERRY ST, MOUNT VERNON, IL 62864-2407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 22, 2022	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Feb 13, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRFIELD BANKING CO
Jan 29, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2022 · Amount on File
Deed Sale	Aug 22, 2022 · Amount on File
Prior Sale	Feb 13, 2020 · Amount on File
Deed Document Number	20223419
Last Transfer Date	Apr 1, 2024
Transfer Doc	0202401082
Record Updated	Oct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON IL
Recording Date	Apr 11, 2024
Property Address	3120 CHERRY ST, MOUNT VERNON, IL 62864-2407
Document Number	0202401082
Instrument Date	Apr 1, 2024
Instrument	202401082
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 CHERRY ST, MOUNT VERNON, IL 62864-2407

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Aug 22, 2022
Property Address	3120 CHERRY ST, MOUNT VERNON, IL 62864-2407
Document Number	0202203419
Instrument Date	Aug 15, 2022
Instrument	202203419
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 BEL AIR DR, CENTRALIA, IL 62801-6502

Mortgage

Document Number	0202203420
Date	Aug 22, 2022
Instrument	202203420

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Feb 13, 2020
Property Address	3120 CHERRY ST, MOUNT VERNON, IL 62864-2407
Document Number	0202000581
Instrument Date	May 29, 2019
Instrument	202000581
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	673 COUNTY ROAD 1200 N, SIMS, IL 62886-1029

Mortgage

Document Number	0202000582
Date	Feb 13, 2020
Instrument	202000582

Lender

Name	FAIRFIELD BANKING CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0202000581
Date	Feb 13, 2020
Instrument	202000581

Lender

Name	FAIRFIELD BANKING CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	49 Months
Due	Mar 1, 2024

January 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	JEFFERSON IL
Recording Date	Jan 29, 2019
Property Address	3120 CHERRY ST, MOUNT VERNON, IL 62864-2407
Document Number	0201900306
Instrument Date	Jan 16, 2019
Instrument	201900306
Transaction Type	Foreclosure
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Shiloh Township
Municipality	Mount Vernon City
Elementary School District	Mount Vernon School District 80 (PK - 08)
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,855.00 (+2.4%) Homeowner's exemption	$42,267 (+8%) Land $3,483 Building $38,784	$126,801 (+8%) Land $10,449 Building $116,352
2024	$2,788.00 (+81.27%)	$39,136 (+2%) Land $3,225 Building $35,911	$117,408 (+2%) Land $9,675 Building $107,733
2022		$38,369 Land $3,162 Building $35,207	$115,107 Land $9,486 Building $105,621
2021	$1,538.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3120 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3120 Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON serves 15,793 people · EPA ID IL0810300
Water Source	Purchased surface water from REND LAKE INTER-CITY WATER SYSTEM
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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