DeSoto County property record for 3120 Big Ben S, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,948 sqft · built 2001 |
| Lot Size | 0.34 acres (14,842 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Jul 2023) |
| Tax Bill | $2,029 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-20-10-0-00126-00 |
| Primary APN | 3-07-4-20-10-0-00126-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,948 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 14,842 sqft (0.34 acres) |
| Lot Dimensions | 165 ft deep x 90 ft wide |
| Pool Area | 825 sqft |
| Patio Area | 572 sqft |
| Street Address | 3120 BIG BEN S |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | EDGEWATER S-D SEC B LOT 126 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 20 |
| Legal Subdivision | EDGEWATER S-D |
| Legal Lot Number | 126 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 71002 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3120 BIG BEN S, HERNANDO, MS 38632-6915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2023 | Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE CORP |
| Mar 23, 2020 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2023 · Amount on Record |
| Deed Sale | Jul 10, 2023 · Amount on Record |
| Prior Sale | Mar 23, 2020 |
| Deed Document Number | 0102311816 |
| Deed Book / Page | 1023 / 11816 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 10, 2023 |
| Property Address | 3120 BIG BEN S, HERNANDO, MS 38632-6915 |
| Document Number | 1023/11816 |
| Book / Page | 1023 / 11816 |
| Map Reference | MB 70 PG 45 |
| Instrument Date | Jun 26, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | HOME SURETY T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3120 BIG BEN S, HERNANDO, MS 38632-6915 |
| Investor | Possibly a Property Investor |
| Document Number | 0566060325 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 5660/60325 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 23, 2020 |
| Property Address | 3120 BIG BEN S, HERNANDO, MS 38632-6915 |
| Document Number | 000915/542 |
| Book / Page | 915 / 542 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0004910008 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 4910/008 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,029.00 (+20.92%) | $19,998 (+40.21%) Land $2,500 Building $17,498 | $199,978 (+40.21%) Land $25,000 Building $174,978 |
| 2023 | $1,678.00 | $14,263 (-) | $142,630 (-) Land $25,000 Building $117,630 |
| 2022 | $1,678.00 | $14,263 Land $2,500 Building $11,763 | $142,630 Land $25,000 Building $117,630 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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