3120 Beech Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3120 Beech Ave, Covington, KY 41015 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1920
Lot Size	0.261 acres (11,410 sqft)
Owner	Individual Name on File
Last Sale	$227,500 (Mar 2026)
Tax Bill	$2,716 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Mar 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`056-13-02-084.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-02-084.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,440 sqft Finished Area
Gross Area	1,770 sqft

Exterior

Year Built	Built 1920
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	11,410 sqft
Lot Dimensions	163 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0561302084.00
Street Address	3120 BEECH AVE
City	COVINGTON
State	KY
Zip	41015-1157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEVIEW PARK N 40' LOT 17 & TRIANG STRIP NS 32ND W OF 84 SEHON 70'X 163' IRREG
Legal Subdivision	LAKEVIEW PARK
Legal Lot Number	17
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2008
Census Tract	61400

Owner

Source: Kenton County records · APN 056-13-02-084.00

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3120 BEECH AVE, COVINGTON, KY 41015-1157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 04, 2026	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 04, 2026	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES
Dec 27, 2023	Warranty Deed, Transfer · FHA Mortgage UMORTGAGE LLC
May 26, 2023	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 04, 2026 · Amount on Record
Deed Sale	Mar 04, 2026 · Amount on Record
Prior Sale	Dec 27, 2023 · Amount on Record
Deed Document Number	26059000004301
Deed Book / Page	394 / 347
Record Updated	Jun 08, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 04, 2026
Property Address	3120 BEECH AVE, COVINGTON, KY 41015-1157
Document Number	0000004301
Book / Page	394 / 347
Map Reference	PL 238
Instrument Date	Feb 27, 2026
Instrument	26059000004301
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$227.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	729 EDGECLIFF ST # STC26, STC26, COVINGTON, KY 41014-1079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 BEECH AVE, COVINGTON, KY 41015-1157

Mortgage

Document Number	0000004302
Date	Mar 04, 2026
Instrument	26059000004302

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 04, 2026
Property Address	3120 BEECH AVE, COVINGTON, KY 41015-1157
Document Number	0000004301
Book / Page	394 / 347
Instrument Date	Feb 27, 2026
Instrument	26059000004301
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$227.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	729 EDGECLIFF ST # STC26, STC26, COVINGTON, KY 41014-1079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 BEECH AVE, COVINGTON, KY 41015-1157

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 27, 2023
Property Address	3120 BEECH AVE, COVINGTON, KY 41015-1157
Document Number	0005900004
Book / Page	KC 262 / 819
Map Reference	PL 238
Instrument Date	Dec 18, 2023
Instrument	23122705900004
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10645 TURNER LN, UNION, KY 41091-7426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 BEECH AVE, COVINGTON, KY 41015-1157

Mortgage

Document Number	0005900005
Date	Dec 27, 2023
Instrument	23122705900005

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 26, 2023
Property Address	3120 BEECH AVE, COVINGTON, KY 41015-1157
Document Number	0005900063
Book / Page	KC 228 / 468
Map Reference	PL 238
Instrument Date	May 23, 2023
Instrument	23052605900063
Transaction Type	Transfer
Record Updated	Jun 08, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 FRIAR TUCK DR, INDEPENDENCE, KY 41051-9275

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10645 TURNER LN, UNION, KY 41091-7426
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,716.00 (+88.35%)	$205,000 (+32.51%) Land $5,000 Building $200,000	$205,000 (+32.51%) Land $5,000 Building $200,000
2023	$1,442.00 Homeowner's exemption	$154,700 Land $5,000 Building $149,700	$154,700 Land $5,000 Building $149,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 691 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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