Cleveland County property record for 312 Windsor Dr, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 2,989 sqft · built 1969 |
| Lot Size | 0.406 acres (17,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Oct 2015) |
| Tax Bill | $2,937 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 21077 |
| Primary APN | 21077 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,989 sqft Finished Area |
| Upper Floors Area | 826 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 17,700 sqft (0.406 acres) |
| Lot Dimensions | 177 ft deep x 100 ft wide |
| Pool Area | 480 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 92 sqft |
| Storage Building | 96 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1308766 |
|---|---|
| Street Address | 312 WINDSOR DR |
| City | SHELBY |
| State | NC |
| Zip | 28150-6057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 312 WINDSOR DR |
| Legal Subdivision | WINDSOR DR |
| Legal Block | 6 |
| Legal Lot Number | 7 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 951000 |
312 Windsor Dr is owned and occupied by an individual who bought it in October 2015.
Source: Cleveland County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 WINDSOR DR, SHELBY, NC 28150-6057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2015 · Amount on File |
| Deed Sale | Oct 22, 2015 · Amount on File |
| Deed Document Number | 20159417 |
| Deed Book / Page | 1707 / 122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 312 WINDSOR DR, SHELBY, NC 28150-6057 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 312 WINDSOR DR, SHELBY, NC 28150-6057 |
| Document Number | 0018831613 |
|---|---|
| Date | Sep 29, 2022 |
| Book Page | 1883/1613 |
| Instrument | 200078929 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 478 Months |
| Due | Jul 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 312 Windsor Dr was $2,937, up 1.2% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,937.00 (+1.24%) | $291,593 (-) Land $19,882 Building $271,711 | $291,593 (-) Land $19,882 Building $271,711 |
| 2025 | $2,901.00 | $291,593 Land $19,882 Building $271,711 | $291,593 Land $19,882 Building $271,711 |
| 2023 | $256,705 Land $19,882 Building $236,823 | $256,705 Land $19,882 Building $236,823 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Windsor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 19 (1980–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Windsor Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Ripple Fiber.
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