312 William St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 312 William St, Fredericksburg, VA 22401

Property Summary

Property Type	Commercial
Details	4 bd · 2 ba · 2,750 sqft · built 1818
Lot Size	0.061 acres (2,657 sqft)
Owner	Company Name on File
Last Sale	$555,000 (Sep 2019)
Tax Bill	$6,733 (2026)
Deeds & Mortgages	Apr 2021 Refinance Oct 2019 Mortgage + 1 more
APN	`7789-15-0066`

Property Details

APN / Parcel Number

Primary APN	`7789-15-0066`
Alternative APNs	`0678` `678`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,750 sqft Total Area
1st Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1818
Effective Year Built	Effective 1818
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,657 sqft (0.061 acres)
Lot Dimensions	84 ft deep x 31 ft wide
Garage Type	Built-in
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	312 WILLIAM ST
City	FREDERICKSBURG
State	VA
Zip	22401-5832
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CD
Legal Description	PT LT 60 BL 65-312
Legal Lot Number	60
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	3
Census Block	3012
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

312 William St, a commercial property, is owned by a company that acquired it in October 2019.

Source: Fredericksburg City records, as of June 22, 2026

Owner of Record	Company Name on File
Mailing Address	1014 PRINCE EDWARD ST, FREDERICKSBURG, VA 22401-3832
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK OF THE CHESAPEAKE
Oct 29, 2019	Deed, Transfer · Commercial Mortgage SILVER HILL FUNDING LLC
Sep 10, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2019 · Amount on File
Deed Sale	Sep 10, 2019 · Amount on File
Prior Sale	Mar 29, 1996 · Amount on File
Deed Document Number	20191967
Last Transfer Date	Oct 25, 2019
Transfer Doc	0000002383
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	312 WILLIAM ST, FREDERICKSBURG, VA 22401-5832
Transaction Type	Mortgage
Record Updated	Feb 24, 2023
Title Company	SIGNATURE SETTLEMENT LLC, SIGNATURE HOME STLMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101228
Date	Apr 1, 2021
Instrument	202101228

Lender

Name	COMMUNITY BANK OF THE CHESAPEAKE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Oct 29, 2019
Property Address	312 WILLIAM ST, FREDERICKSBURG, VA 22401-5832
Document Number	0190002383
Instrument Date	Oct 25, 2019
Instrument	190002383
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10430 COURTHOUSE RD, SPOTSYLVANIA, VA 22553-1746

Mortgage

Document Number	190002384
Date	Oct 29, 2019
Instrument	190002384

Lender

Name	SILVER HILL FUNDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Sep 10, 2019
Property Address	312 WILLIAM ST, FREDERICKSBURG, VA 22401-5832
Document Number	190001967
Instrument Date	Sep 9, 2019
Instrument	1967
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10430 COURTHOUSE RD SPOTSYLVANIA VA 225531746, SPOTSYLVANIA, VA 22553-1746

Mortgage

Document Number	190001968
Date	Sep 10, 2019
Instrument	1968

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 312 William St was $6,733.

Source: Fredericksburg City assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,733.00	$831,300 Land $320,500 Building $510,800	$831,300 Land $320,500 Building $510,800
2024	$4,869.00	$547,100 Land $213,700 Building $333,400	$547,100 Land $213,700 Building $333,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 312 William St; there have been 18 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	18 (1979–2024)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 312 William St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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