McLennan County property record for 312 Wildcat Cir, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,802 sqft · built 1979 |
| Lot Size | 0.976 acres (42,515 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,304 (Aug 2025) |
| Tax Bill | $2,101 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-001800-000500-8 |
| Primary APN | 24-001800-000500-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,802 sqft Living Area |
| 1st Floor Area | 1,802 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick Veneer |
| Roof Type | Wood Truss |
| Roof Material | Composition Shingle |
| Lot Area | 42,515 sqft (0.976 acres) |
| Lot Dimensions | 282 ft deep x 151 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 216 sqft |
| Patio Area | 160 sqft |
| Storage Building | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 312 WILDCAT CIR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-5646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | GHOLSON SAMUEL A-18 ACRES 0.976, 0.943 AC,DEES NALCISSO (A-283) 0.039 AC TOTAL 0.982 AC |
| Legal Subdivision | GHOLSON SAMUEL A-18 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WEST |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 4202 |
Source: McLennan County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 312 WILDCAT CIR, WACO, TX 76705-5646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED MORTGAGE LENDING |
| Aug 4, 2025 | Vendor's Lien, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 15, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage ROYAL UNITED MORTGAGE LLC |
| Jan 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ MTG |
| Feb 25, 2020 | Vendor's Lien, Transfer · FHA Mortgage SOUTHWEST FUNDING LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2025 · Amount on Record |
| Deed Sale | Aug 4, 2025 · Amount on Record |
| Prior Sale | Feb 25, 2020 · Amount on Record |
| Deed Document Number | 202523465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 4, 2026 |
| Property Address | 312 WILDCAT CIR, WACO, TX 76705-5646 |
| Document Number | 0000017724 |
| Instrument Date | May 26, 2026 |
| Instrument | 202617724 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 312 WILDCAT CIR, WACO, TX 76705-5646 |
| Document Number | 0000017724, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 202617724 |
| Name | UNITED MORTGAGE LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 4, 2025 |
| Property Address | 312 WILDCAT CIR, WACO, TX 76705-5646 |
| Document Number | 0000023465 |
| Instrument Date | Aug 1, 2025 |
| Instrument | 2025023465 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | AMERICAN GUARANTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 WILDCAT CIR, WACO, TX 76705-5646 |
| Document Number | 0000023466 |
|---|---|
| Date | Aug 4, 2025 |
| Instrument | 2025023466 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 312 WILDCAT CIR, WACO, TX 76705-5646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004880 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | 2017004880 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 312 WILDCAT CIR, WACO, TX 76705-5646 |
| Document Number | 0000001902 |
| Instrument Date | Jan 8, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | TEXAS TITLE COMPANY, TEXAS TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 312 WILDCAT CIR WACO TX 767055646, WACO, TX 76705-5646 |
| Document Number | 0000001902 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 1902 |
| Name | NEWREZ MTG |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 25, 2020 |
| Property Address | 312 WILDCAT CIR, WACO, TX 76705-5646 |
| Document Number | 0000006299 |
| Map Reference | VOL 1205 PG 381 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 2020006299 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 WILDCAT CIR, 312, WACO, TX 76705-5646 |
| Name | Verified Name |
|---|---|
| Address | 1801 MCFERRIN AVE, WACO, TX 76708-2526 |
| Document Number | 0000006300 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 2020006300 |
| Name | SOUTHWEST FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: McLennan County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Gholson City |
| County | McLennan County |
| Unified School District | Gholson Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,101.00 (+3.96%) | $278,300 (+1%) | $332,280 (+31.34%) Land $22,060 Building $310,220 |
| 2024 | $2,021.00 (+2.75%) | ||
| 2023 | $253,000 Land $22,060 Building $230,940 | $253,000 Land $22,060 Building $230,940 | |
| 2022 | $1,967.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2007) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2007 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 56% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GHOLSON WSC serves 3,903 people · EPA ID TX1550028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures