Rankin County property record for 312 White Sand Rd, Florence, MS 39073
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,027 sqft · built 2002 |
| Lot Size | 0.022 acres (975 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,805 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | F04 000124 00520 |
| Primary APN | F04 000124 00520 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,027 sqft Adjusted Area |
| 1st Floor Area | 1,667 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 975 sqft (0.022 acres) |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 55074 |
|---|---|
| Street Address | 312 WHITE SAND RD |
| City | FLORENCE |
| State | MS |
| Zip | 39073-7921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 52 BUTLER CREEK ESTATES PART 1 & PART OF LOT 53 BEING 975.78 SQ FT ON SW SIDE (SPECIAL ASSESSMENT FOR 1997 THR 2011 PAID |
| Legal Range | 02E |
| Legal Township | 04N |
| Legal Section | 28 |
| Legal Subdivision | BUTLER CREEK ESTATES |
| Legal Lot Number | 52 |
| Jurisdiction | RANKIN MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21004 |
312 White Sand Rd is owned and occupied by two individuals who acquired it in February 2025.
Source: Rankin County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 WHITE SAND RD, FLORENCE, MS 39073-7921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 24, 2025 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO LLC |
| Sep 7, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2025 |
| Deed Sale | Feb 24, 2025 |
| Prior Sale | Sep 7, 2021 · Amount on File |
| Deed Book / Page | 2025 / 3599 |
| Prior Transfer Date | Sep 6, 2007 |
| Prior Transfer Doc | 0000020294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | Aug 19, 2026 |
| Property Address | 312 WHITE SAND RD, FLORENCE, MS 39073-7921 |
| Document Number | 3026075807 |
| Book / Page | 3026 / 75807 |
| Instrument Date | Aug 14, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 312 WHITE SAND RD, FLORENCE, MS 39073-7921 |
| Document Number | 3026075807, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 3026/75807 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | Feb 24, 2025 |
| Property Address | 312 WHITE SAND RD, FLORENCE, MS 39073-7921 |
| Document Number | 0000003599 |
| Book / Page | 2025 / 3599 |
| Instrument Date | Feb 21, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 126, FLORENCE, MS 39073-0126 |
| Name | Verified Name |
|---|---|
| Address | 312 WHITE SAND RD, FLORENCE, MS 39073-7921 |
| Document Number | 0302512135 |
|---|---|
| Date | Feb 24, 2025 |
| Instrument | 3025/12135 |
| Name | GUILD MORTGAGE CO LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | Sep 7, 2021 |
| Property Address | 312 WHITE SAND RD, FLORENCE, MS 39073-7921 |
| Document Number | 0000023344 |
| Book / Page | 2021 / 23344 |
| Instrument Date | Sep 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 312 White Sand Rd was $1,805 with a homeowner's exemption.
Source: Rankin County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Rankin County |
| Municipality | Florence City |
| Unified School District | Rankin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,805.00 Homeowner's exemption | $16,125 | |
| 2024 | $1,805.00 | $161,250 Land $35,000 Building $126,250 | |
| 2023 | $16,048 | ||
| 2021 | $160,480 Land $35,000 Building $125,480 | ||
| 2019 | $566.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 White Sand Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 White Sand Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORENCE serves 5,824 people · EPA ID MS0610009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2024 Haloacetic acids not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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