Monroe County property record for 312 Westview Ct, Waterloo, IL 62298
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,154 sqft · built 2002 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,000 (Sep 2021) |
| Tax Bill | $3,809 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-235-060-105 |
| Primary APN | 07-26-235-060-105 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,154 sqft Living Area |
| 1st Floor Area | 1,154 sqft |
| Basement Area | 1,154 sqft |
| Unfinished Basement | 1,154 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 252 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 450 sqft |
| Porch | Slab |
| Porch Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 312 WESTVIEW CT |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1146 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | WR3 |
| Legal Description | UNIT 5 LOT 60 WESTVIEW COURT CONDO PLAT 1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | WESTVIEW ACRES |
| Legal Lot Number | 60 |
| Legal Unit | 5 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 312 WESTVIEW CT, WATERLOO, IL 62298-1146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2021 | Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP |
| Sep 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK |
| Jul 8, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on Record |
| Deed Sale | Sep 9, 2021 · Amount on Record |
| Prior Sale | Jul 8, 2019 · Amount on Record |
| Deed Document Number | 2021419564 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 9, 2021 |
| Property Address | 312 WESTVIEW CT, WATERLOO, IL 62298-1146 |
| Document Number | 0000419564 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 419564 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $253.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 WESTVIEW CT, WATERLOO, IL 62298-1146 |
| Document Number | 0000419565 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 419565 |
| Name | GERSHMAN INVESTMENT CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000419566 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 419566 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 312 WESTVIEW CT, WATERLOO, IL 62298-1146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000403393 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 403393 |
| Name | ASSOCIATED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 8, 2019 |
| Property Address | 312 WESTVIEW CT, WATERLOO, IL 62298-1146 |
| Document Number | 0000402326 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 402326 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1024 OAK CREEK LN, 1024, WATERLOO, IL 62298-2877 |
| Name | Verified Name |
|---|---|
| Address | 312 WESTVIEW CT, WATERLOO, IL 62298-1146 |
| Document Number | 0000402327 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 402327 |
| Name | ASSOCIATED BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,809.00 (+4.5%) Homeowner's exemption | $68,190 (+15.99%) Land $16,460 Building $51,730 | $204,570 (+15.99%) Land $49,380 Building $155,190 |
| 2024 | $3,645.00 | ||
| 2022 | Additional exemption filed | $58,790 Land $15,200 Building $43,590 | $176,370 Land $45,600 Building $130,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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