312 Wellesley Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 312 Wellesley Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,413 sqft · built 1959
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$188,000 (Sep 2023)
Tax Bill	$3,506 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2022 Sale & Mortgage + 2 more
APN	`04-32-0-115-006`

Property Details

APN / Parcel Number

Primary APN	`04-32-0-115-006`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,413 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Exterior Material	Combination
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Porch	Slab
Porch Area	264 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	312 WELLESLEY DR
City	O FALLON
State	IL
Zip	62269-2652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHVIEW GARDENS LOT/SEC-21 A02792454
Legal Subdivision	SOUTHVIEW GARDENS
Legal Block	115
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1026
Census Tract	504352

Owner

312 Wellesley Dr is owned and occupied by an individual who bought it in September 2023.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	312 WELLESLEY DR, O FALLON, IL 62269-2652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 4, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 1, 2018	Loan Modification, Mortgage · Conventional Mortgage FCB BK
Aug 24, 2017	Warranty Deed, Construction Loan · Line of Credit FIRST CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2023 · Amount on File
Deed Sale	Sep 20, 2023 · Amount on File
Prior Sale	May 4, 2022 · Amount on File
Deed Document Number	20232792454
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 20, 2023
Property Address	312 WELLESLEY DR, O FALLON, IL 62269-2652
Document Number	0A02792454
Map Reference	MB 56 PG 12
Instrument Date	Sep 15, 2023
Instrument	A02792454
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1795 RIDGEWOOD ST, DELAND, FL 32720-6902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 WELLESLEY DR, O FALLON, IL 62269-2652

Mortgage

Document Number	0A02792455
Date	Sep 20, 2023
Instrument	A02792455

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 4, 2022
Property Address	312 WELLESLEY DR, O FALLON, IL 62269-2652
Document Number	0A02745157
Map Reference	MB 56 PG 12
Instrument Date	May 3, 2022
Instrument	A02745157
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 WELLESLEY DR, O FALLON, IL 62269-2652

Mortgage

Document Number	0A02745158
Date	May 4, 2022
Instrument	A02745158

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5%

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	312 WELLESLEY DR, O FALLON, IL 62269-2652
Document Number	00A2570071
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8147 COUNTY LINE RD COLLINSVILLE IL 622346961, COLLINSVILLE, IL 62234-6961

Mortgage

Document Number	00A2570071
Date	Mar 15, 2018
Instrument	2570071

Lender

Name	FCB BK
Type	Bank
Address	OFALLON, IL 62269

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 14, 2023

August 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 24, 2017
Property Address	312 WELLESLEY DR, O FALLON, IL 62269-2652
Document Number	00A2549332
Instrument Date	Aug 23, 2017
Instrument	2549332
Transaction Type	Construction Loan
Record Updated	Nov 20, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8147 COUNTY LINE RD COLLINSVILLE IL 622346961, COLLINSVILLE, IL 62234-6961

Mortgage

Document Number	A2549333
Date	Aug 24, 2017
Instrument	2549333

Lender

Name	FIRST CNTY BK
Type	Bank
Address	OFALLON, IL 62269

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 23, 2018

Interest

Rate Type	Adjustable Rate
Rate	3.95%

Tax Assessment & Valuation

The 2025 property tax bill for 312 Wellesley Dr was $3,506.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,506.00	$48,649 Land $9,697 Building $38,952	$145,947 Land $29,091 Building $116,856
2022		$36,213 Land $7,218 Building $28,995	$108,639 Land $21,654 Building $86,985

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 312 Wellesley Dr; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 312 Wellesley Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

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