312 Watson Ave, Perth Amboy, NJ 08861 Property Records

Middlesex County and Perth Amboy City property record for 312 Watson Ave, Perth Amboy, NJ 08861

Property Summary

Property TypeSingle Family Home
Details1,742 sqft · built 1903
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Dec 2009)
Tax Bill$8,587 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN16-00116-0000-00047

Property Details

APN / Parcel Number

Primary APN16-00116-0000-00047
Alternative APN
  • 160011600047

Interior

Stories2 Stories
Building Area1,742 sqft Living Area

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Construction TypeFrame
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address312 WATSON AVE
CityPERTH AMBOY
StateNJ
Zip08861-4034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-25
Legal Description50X150 48
Legal Block116
Legal Lot Number47
JurisdictionMIDDLESEX NJ
Township / Civil DivisionPERTH AMBOY
Census Block Group3
Census Block3010
Census Tract4800

Owner

Source: Middlesex County and Perth Amboy City records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address312 WATSON AVE, PERTH AMBOY, NJ 08861-4034
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2020Deed of Trust, Mortgage · Line of Credit
AFFINITY FCU
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 24, 2009 · Amount on Record
Deed SaleDec 24, 2009 · Amount on Record
Prior SaleApr 20, 2007 · Amount on Record
Deed Document Number200914421
Deed Book / Page6121 / 272
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address312 WATSON AVE, PERTH AMBOY, NJ 08861-4034
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyOLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000105229
DateOct 26, 2020
Book Page18095/1108
Instrument2020105229
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 6, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address312 WATSON AVE, PERTH AMBOY, NJ 08861-4034
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000107558
DateAug 24, 2021
Book Page18593/641
Instrument2021107558
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityPerth Amboy City
Unified School DistrictPerth Amboy City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$270,200 (-) Land $109,400 Building $160,800$270,200 (-) Land $109,400 Building $160,800
2025$8,587.00 (+5.35%)$270,200 (-) Land $109,400 Building $160,800$270,200 (-) Land $109,400 Building $160,800
2024$8,151.00 (+1.41%)
2023$270,200 Land $109,400 Building $160,800$270,200 Land $109,400 Building $160,800
2022$8,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPERTH AMBOY WATER DEPARTMENT
serves 52,328 people · EPA ID NJ1216001
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityGross alpha radiation
not recorded as resolved · Jan 2026
Total trihalomethanes
resolved · Jul 2019
Treatment and ProcedureCorrosion control
Jul 2018
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 840 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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