Hardy County property record for 312 Washington St, Moorefield, WV 26836
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,183 sqft · built 1920 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Jan 2020) |
| Tax Bill | $428 (2026) |
| Deeds & Mortgages | Aug 2024 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-5-0206.0000 |
| Primary APN | 04-5-0206.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,183 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,489 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 312 WASHINGTON ST |
|---|---|
| City | MOOREFIELD |
| State | WV |
| Zip | 26836-1142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .13 AC WASHINGTON ST BEARD |
| Jurisdiction | HARDY WV |
| Township / Civil Division | OLD FIELDS |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 970201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Moorefield Historic District listed 1986 · 171 contributing resources · NRIS 86000774 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
312 Washington St is owned and occupied by an individual who bought it in January 2020.
Source: Hardy County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 WASHINGTON ST, MOOREFIELD, WV 26836-1142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PENDLETON COMMUNITY BANK INC |
| Jan 21, 2020 | Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2020 · Amount on File |
| Deed Sale | Jan 21, 2020 · Amount on File |
| Prior Sale | Sep 13, 2010 · Amount on File |
| Deed Document Number | 2020217010 |
| Deed Book / Page | 352 / 413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 312 WASHINGTON ST, MOOREFIELD, WV 26836-1142 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000354/197 |
|---|---|
| Date | Aug 13, 2024 |
| Book Page | 354/197 |
| Instrument | 237401 |
| Name | PENDLETON COMMUNITY BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Jan 21, 2020 |
| Property Address | 312 WASHINGTON ST, MOOREFIELD, WV 26836-1142 |
| Document Number | 000352/413 |
| Book / Page | 352 / 413 |
| Instrument Date | Jan 21, 2020 |
| Instrument | 217010 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000318/20 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 318/20 |
| Instrument | 217011 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2026 property tax bill for 312 Washington St was $428, up 4.1% from the year before.
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Municipality | Moorefield Town |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428.00 (+4.14%) | $37,440 (+4%) Land $9,600 Building $27,840 | $62,400 (+4%) Land $16,000 Building $46,400 |
| 2025 | $411.00 | $36,000 Land $9,600 Building $26,400 | $60,000 Land $16,000 Building $44,000 |
| 2023 | $376.00 (-4.81%) | $32,820 (-4.2%) Land $9,600 Building $23,220 | $54,700 (-4.2%) Land $16,000 Building $38,700 |
| 2022 | $395.00 | $34,260 Land $9,600 Building $24,660 | $57,100 Land $16,000 Building $41,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Washington St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Heavy Rains,flooding Highwind |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Washington St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOOREFIELD MUNICIPAL WATER serves 2,328 people · EPA ID WV3301601 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Feb 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
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