Pender County property record for 312 Waldorf Way, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,758 sqft · built 2018 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $321,500 (May 2020) |
| Tax Bill | $2,778 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4203-14-0843-0000 |
| Primary APN | 4203-14-0843-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,758 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 12,197 sqft (0.28 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000035348 |
|---|---|
| Street Address | 312 WALDORF WAY |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-4033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LT36 PB60/15 VILLAGES@OLDE POINT |
| Legal Subdivision | VILLAGES AT OLDE POINT PH 1B |
| Legal Lot Number | 36 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 920201 |
312 Waldorf Way is owned by two individuals who bought it in May 2020.
Source: Pender County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 WALDORF WAY, HAMPSTEAD, NC 28443-4033 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 30, 2021 | Deed of Trust, Mortgage · VA Mortgage JET DIRECT FUNDING CORP |
| May 11, 2020 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE |
| Apr 13, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2020 · Amount on File |
| Deed Sale | May 11, 2020 · Amount on File |
| Prior Sale | Apr 13, 2018 · Amount on File |
| Deed Document Number | 0011394711 |
| Deed Book / Page | 1139 / 4711 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 312 WALDORF WAY, HAMPSTEAD, NC 28443-4033 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 312 WALDORF WAY, HAMPSTEAD, NC 28443-4033 |
| Document Number | 0048302078 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 4830/2078 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 17, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 312 WALDORF WAY, HAMPSTEAD, NC 28443-4033 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0047462685 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 4746/2685 |
| Name | JET DIRECT FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | BAY SHORE, NY 11706 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 11, 2020 |
| Property Address | 321 WALDORF WAY, HAMPSTEAD, NC 28443-4033 |
| Document Number | 0047111139 |
| Book / Page | 004711 / 001139 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 20063271 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 321 WALDORF WAY HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443 |
| Document Number | 47111142 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 004711/001142 |
| Instrument | 20063272 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Apr 13, 2018 |
| Property Address | 321 WALDORF WAY, HAMPSTEAD, NC 28443-4033 |
| Document Number | 0046622029 |
| Book / Page | 004662 / 002029 |
| Instrument Date | Apr 3, 2018 |
| Instrument | 20035491 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 312 WALDORF WAY HAMPSTEAD NC 284434033, HAMPSTEAD, NC 28443-4033 |
| Document Number | 46622032 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 004662/002032 |
| Instrument | 20035492 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2048 |
The 2025 property tax bill for 312 Waldorf Way was $2,778.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,778.00 | $531,950 Land $40,740 Building $491,210 | $531,950 Land $40,740 Building $491,210 |
| 2023 | $278,790 (-) Land $78,850 Building $199,940 | $278,790 (-) Land $78,850 Building $199,940 | |
| 2022 | $2,320.00 | $278,790 Land $78,850 Building $199,940 | $278,790 Land $78,850 Building $199,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Waldorf Way in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 83 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 68 (1996–2018) |
| Claims Outside the SFHA | 24 of 68 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Waldorf Way is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELVEDERE PLANTATION private · serves 3,462 people · EPA ID NC0471111 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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