312 Wacker Ln N, Mobile, AL 36608 Property Records

Mobile County property record for 312 Wacker Ln N, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,304 sqft · built 2002
Owner	2 Individual Names on Record
Last Sale	$437,500 (Nov 2019)
Tax Bill	$3,266 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022806371001076001`

Property Details

APN / Parcel Number

Primary APN	`R022806371001076001`
Alternative APNs	`28 06 37 1 001 076.001` `03171132` `3171132`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,304 sqft Living Area
1st Floor Area	1,946 sqft
Upper Floors Area	1,940 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	3171132
Old Parcel Number	R022806371001076001
Street Address	312 WACKER LN N
City	MOBILE
State	AL
Zip	36608-5872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 TERRY WOODS MBK 31/22 #SEC 37 T4S R2W #MP28 06 37 1 001
Legal Range	02W
Legal Township	04S
Legal Section	37
Legal Subdivision	TERRY WOODS
Legal Lot Number	2
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	3
Census Block	3004
Census Tract	3302

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 WACKER LN N, MOBILE, AL 36608-5872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Line of Credit OAKWORTH CAPITAL BANK
Jun 1, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK
Nov 12, 2019	Warranty Deed, Transfer · Conventional with PMI BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Prior Sale	Jul 30, 2001
Deed Document Number	2019066324
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	312 WACKER LN N, MOBILE, AL 36608-5872
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 WACKER LN N, MOBILE, AL 36608-5872

Mortgage

Document Number	0000051930
Date	Aug 28, 2023
Instrument	2023051930

Lender

Name	OAKWORTH CAPITAL BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	312 WACKER LN N, MOBILE, AL 36608-5872
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030688
Date	Jun 1, 2017
Book Page	7515/1447
Instrument	2017030688

Lender

Name	COMMUNITY BANK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Nov 12, 2019
Property Address	312 WACKER LN N, MOBILE, AL 36608-5872
Document Number	0000066324
Instrument Date	Nov 12, 2019
Instrument	66324
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	SECURITY LAND TITLE INC, SURETY LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$437.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 WACKER LN N MOBILE AL 366085872, MOBILE, AL 36608-5872

Mortgage

Document Number	66325
Date	Nov 12, 2019
Instrument	66325

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,266.00 (+5.83%) Homeowner's exemption	$52,340 (+5.74%) Land $9,800 Building $42,540	$523,400 (+5.74%) Land $98,000 Building $425,400
2024	$3,086.00 (+4.47%) Homeowner's exemption	$49,500 (+4.41%) Land $9,800 Building $39,700	$495,000 (+4.41%) Land $98,000 Building $397,000
2023	$2,954.00 Homeowner's exemption	$47,410 Land $9,800 Building $37,610	$474,100 Land $98,000 Building $376,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	32 (1979–2004)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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