312 W Walnut St, Lodi, CA 95240 Property Records

San Joaquin County property record for 312 W Walnut St, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,078 sqft · built 1902
Lot Size	0.21 acres (9,148 sqft)
Owner	Trust Name on File
Last Sale	$490,000 (Apr 2019)
Tax Bill	$5,878 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`037-300-090-000`

Property Details

APN / Parcel Number

Primary APN	`037-300-090-000`
Alternative APN	`037-300-09`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,078 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	9,148 sqft (0.21 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	037-300-09
Street Address	312 W WALNUT ST
City	LODI
State	CA
Zip	95240-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUTCHINS ADD BLK 12 LOT 5
Legal Subdivision	HUTCHINS ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1062
Census Tract	4204

Owner

312 W Walnut St is owner-occupied and held in a trust since April 2019.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 1314, LODI, CA 95241-1314
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF STOCKTON
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Apr 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 10, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2019 · Amount on File
Deed Sale	Apr 10, 2019 · Amount on File
Prior Sale	Jul 24, 1998 · Amount on File
Deed Document Number	201935661
Prior Transfer Date	May 4, 2007
Prior Transfer Doc	0000089119
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	312 W WALNUT ST, LODI, CA 95240-3406
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	DOMA TITLE OF CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 W WALNUT ST, LODI, CA 95240-3406

Mortgage

Document Number	0000043831
Date	Apr 5, 2022
Instrument	2022-043831

Lender

Name	BANK OF STOCKTON
Type	Bank
Address	STOCKTON, CA 95201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	312 W WALNUT ST, LODI, CA 95240-3406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127192
Date	Nov 5, 2019
Instrument	2019-127192

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	312 W WALNUT ST, LODI, CA 95240-3406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091640
Date	Jul 29, 2020
Instrument	2020-091640

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 8, 2020
Property Address	312 W WALNUT ST, LODI, CA 95240-3406
Document Number	0000042969
Instrument Date	Mar 16, 2020
Instrument	42969
Transaction Type	Transfer
Record Updated	May 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1314 LODI CA 952411314, LODI, CA 95241-1314

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 10, 2019
Property Address	312 W WALNUT ST, LODI, CA 95240-3406
Document Number	0000035661
Map Reference	VOL 1 PG 58
Instrument Date	Apr 3, 2019
Instrument	2019-035661
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1314, LODI, CA 95241-1314

Mortgage

Document Number	0000035662
Date	Apr 10, 2019
Instrument	2019-035662

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 312 W Walnut St was $5,878 with a homeowner's exemption, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,878.00 (+0.34%)
2025	$5,858.00 Homeowner's exemption	$546,600 Land $250,989 Building $295,611
2023	$5,618.00 (+2.29%) Homeowner's exemption	$525,377 Land $241,244 Building $284,133	$604,440
2022	$5,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 W Walnut St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 312 W Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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