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312 W Shell Point Rd, Ruskin, FL 33570 Property Records

Hillsborough County property record for 312 W Shell Point Rd, Ruskin, FL 33570 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1989
Square Footage1,764 sqft Heated Area
Lot Size12,240 sqft (0.28 acres)
OccupancyOwner Occupied
Last Sale$140,000 (2019)
Tax Bill$2,856.00 (2025)

Property Details

APN / Parcel Number

Primary APN0558170000
Alternative APN
  • U0732191V5000000001020

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,764 sqft Heated Area
1st Floor900 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1989
Architectural StyleOther Style
Exterior MaterialAsbestos Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area12,240 sqft (0.28 acres)
Depth X Width170 ft x 72 ft Depth x Width

Exterior Amenities

Shed1 Shed
Patio Area312 sqft Patio
PorchOpen Porch
Porch Area21 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number0558170000
Street Address312 W SHELL POINT RD
CityRUSKIN
StateFL
Zip33570-3709
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUSKIN CITY MAP OF LOT 102
Legal Range19
Legal Township32
Legal Section07
Legal SubdivisionRUSKIN CITY MAP OF
Legal Lot Number102
JurisdictionHILLSBOROUGH FL
Minor Civil DivisionRUSKIN
Census Blockgroup1
Census Block1003
Census Tract14108

Owner

Source: Hillsborough County records · APN 0558170000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address312 W SHELL POINT RD, RUSKIN, FL 33570-3709
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2022Deed of Trust, Mortgage · Conventional Mortgage
LENDUS LLC
Apr 10, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
BENITO G SANTIAGO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 10, 2019 · Amount on Record
Deed SaleApr 10, 2019 · Amount on Record
Prior SaleApr 27, 2015
Deed Doc Number2019150577
Deed Book / Page26535 / 0675
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address312 W SHELL POINT RD, RUSKIN, FL 33570-3709
Transaction TypeMortgage
Record UpdatedFeb 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address312W E SHELL POINT RD, RUSKIN, FL 33570

Mortgage

Document Number0000065747
DateFeb 07, 2022
Instrument2022065747
Lender
NameLENDUS LLC
TypeMortgage Company
AddressALAMO, CA 94507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 01, 2042

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 10, 2019
Property Address312 W SHELL POINT RD, RUSKIN, FL 33570-3709
Document Number0265350675
Book / Page026535 / 000675
Instrument DateApr 09, 2019
Instrument150577
Transaction TypeTransfer
Record UpdatedMay 07, 2019
Title CompanyCOMMUNITY LAND TITLE INSURANCE AGENCY, COMMUNITY LAND TITLE INS AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 W SHELL POINT RD RUSKIN FL 335703709, RUSKIN, FL 33570-3709

Mortgage

Document Number265350677
DateApr 10, 2019
Book Page026535/000677
Instrument150579
Lender
NameBENITO G SANTIAGO
AddressPO BOX 360131, TAMPA, FL 33673-0131
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 09, 2049
Interest
Rate10%

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,856.00 (+20.81%)$129,935 (+7.38%) Land $61,200 Building $68,735$129,935 (+7.38%) Land $61,200 Building $68,735
2023$2,364.00 (+8.54%)$121,010 (+0.12%) Land $55,080 Building $65,930$121,010 (+0.12%) Land $55,080 Building $65,930
2022$2,178.00$120,863 Land $48,960 Building $71,903$120,863 Land $48,960 Building $71,903

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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