312 W Schell St, Gallatin, TN 37066 Property Records

Sumner County property record for 312 W Schell St, Gallatin, TN 37066

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,124 sqft · built 1950
Lot Size0.225 acres (9,801 sqft)
OwnerCompany Name on Record
Last Sale$54,000 (Oct 2015)
Tax Bill$1,013 (2025)
Deeds & MortgagesDec 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN083126F F 00900

Property Details

APN / Parcel Number

Primary APN083126F F 00900
Alternative APN
  • 126F F 00900

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,124 sqft Living Area
Gross Area1,196 sqft
1st Floor Area1,124 sqft
Basement Area240 sqft
Finished Basement240 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1992
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,801 sqft (0.225 acres)
Lot Dimensions135 ft deep x 72.5 ft wide
TerrainRolling
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address312 W SCHELL ST
CityGALLATIN
StateTN
Zip37066-3239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT: 1 PAGE: 75 BLOCK: B LOT: LIST SUBD: WEST SHELL ADD
Legal SubdivisionWEST SHELL ADD
Legal BlockB
Legal Lot NumberIST
JurisdictionSUMNER TN
Township / Civil Division5
Census Block Group4
Census Block4010
Census Tract20700

Owner

Source: Sumner County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1702, GALLATIN, TN 37066-1702
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2015 · Amount on Record
Deed SaleOct 14, 2015 · Amount on Record
Prior SaleApr 4, 2008 · Amount on Record
Deed Document Number20151134299
Deed Book / Page4195 / 841
Prior Transfer DateMay 24, 2007
Prior Transfer Doc0027740248
Record UpdatedOct 29, 2026

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUMNER TN
Property Address312 W SCHELL ST, GALLATIN, TN 37066-3239
Document Number0046770765
Book / Page004677 / 000765
Instrument DateDec 7, 2017
Transaction TypeMortgage
Record UpdatedJan 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address687 HARRIS LN GALLATIN TN 370668513, GALLATIN, TN 37066-8513

Mortgage

Document Number0046770765
DateJan 18, 2018
Book Page004677/000765
Instrument1220729
Lender
NameSUMNER BK&TR
TypeBank
AddressGALLATIN, TN 37066
Agreement
Term60 Months
DueJan 17, 2023

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
MunicipalityGallatin City
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,013.00 (-9.71%)$71,320 (+93.94%) Land $24,000 Building $47,320
2024$178,300 (+21.21%) Land $60,000 Building $118,300
2023$1,122.00 (-0.36%)$36,775 (-) Land $20,000 Building $16,775
2022$1,126.00$36,775 Land $20,000 Building $16,775
2021$147,100 Land $80,000 Building $67,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims15 (1984–2024)
Claims Outside the SFHA3 of 15
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGALLATIN WATER DEPARTMENT
serves 65,964 people · EPA ID TN0000253
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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