312 W Oak St, Celina, OH 45822 Property Records

Mercer County property record for 312 W Oak St, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,998 sqft · built 1947
Lot Size0.358 acres (15,600 sqft)
OwnerIndividual Name on Record
Last Sale$97,880 (Apr 2013)
Tax Bill$2,015 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN27-344500.0000

Property Details

APN / Parcel Number

Primary APN27-344500.0000
Alternative APN
  • 05-36-433-002

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,998 sqft Living Area
Gross Area1,374 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Lot Area15,600 sqft (0.358 acres)
Lot Dimensions150 ft deep x 104 ft wide

Location & Zoning

Street Address312 W OAK ST
CityCELINA
StateOH
Zip45822-1013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOREST HEIGHTS ALLOTMENT ALSO LOT 84 LOT#: 85
Legal SubdivisionFOREST HEIGHTS
Legal Lot Number84
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1010
Census Tract967400

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address312 W OAK ST, CELINA, OH 45822-1013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2013 · Amount on Record
Deed SaleApr 19, 2013 · Amount on Record
Deed Document Number20132410
Prior Transfer DateDec 6, 2006
Prior Transfer Doc0000007145
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address312 W OAK ST, CELINA, OH 45822-1013
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 W OAK ST, CELINA, OH 45822-1013

Mortgage

Document Number202300003785
DateSep 26, 2023
Instrument202300003785
Lender
NameDYNAMIC FCU
TypeCredit Union
AddressCELINA, OH 45822
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 25, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
MunicipalityCelina City
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,015.00$50,960 (-) Land $12,740 Building $38,220
2024$2,015.00 (+2.13%)$50,960 (+1.88%) Land $12,740 Building $38,220
2023$1,973.00 (+43.18%)$50,020 (+63.89%) Land $12,740 Building $37,280$145,600 (+66.97%) Land $36,400 Building $109,200
2022$1,378.00$30,520 Land $7,490 Building $23,030
2020$87,200 Land $21,400 Building $65,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 11,682 people · EPA ID OH5400011
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on W Oak St

Nearby Streets

Search Property Records by Address or Parcel Number