312 W Eiche Ave, Effingham, IL 62401 Property Records

Effingham County property record for 312 W Eiche Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	804 sqft · built 1930
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$81,000 (Feb 2019)
Tax Bill	$928 (2022)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-056-042`

Property Details

APN / Parcel Number

Primary APN	`03-16-056-042`

Interior

Stories	1 Story
Building Area	804 sqft Base Area

Exterior

Year Built	Built 1930
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	312 W EICHE AVE
City	EFFINGHAM
State	IL
Zip	62401-2767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLK 3 BURKE'S SUB 3445/121 2558/8 2558/6 654/76
Legal Subdivision	BURKE'S SUBDIVISION
Legal Block	3
Legal Lot Number	18
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2064
Census Tract	950800

Owner

Source: Effingham County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1002 N OCEOLA ST, EFFINGHAM, IL 62401-3115
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2019	Warranty Deed, Transfer · Commercial Mortgage DIETERICH BANK NA
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 1, 2019 · Amount on Record
Deed Sale	Feb 1, 2019 · Amount on Record
Prior Sale	Sep 1, 2009 · Amount on Record
Deed Document Number	201901900392
Deed Book / Page	3445 / 121
Record Updated	Jun 7, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 1, 2019
Property Address	312 W EICHE AVE, EFFINGHAM, IL 62401-2767
Document Number	3445/121
Book / Page	3445 / 121
Map Reference	MB 1 PG 35-37
Instrument Date	Feb 1, 2019
Instrument	201901900392
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$121.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 N PARKVIEW ST, EFFINGHAM, IL 62401-3253

Mortgage

Document Number	201901900393
Date	Feb 1, 2019
Instrument	201901900393

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 1, 2024

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	312 W EICHE AVE, EFFINGHAM, IL 62401-2767
Transaction Type	Mortgage
Record Updated	Apr 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3372/167
Date	Mar 26, 2018
Book Page	3372/167
Instrument	201801801020

Lender

Name	NATIONAL BANK
Type	Bank
Address	HILLSBORO, IL 62049

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$928.00	$20,420 Land $7,960 Building $12,460	$61,260 Land $23,880 Building $37,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Fidium Fiber DSL	250 / 40
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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