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312 W Delaware St, Tavares, FL 32778 Property Records

Lake County property record for 312 W Delaware St, Tavares, FL 32778

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,932 sqft · built 1981
Lot Size0.275 acres (11,964 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Feb 2004)
Tax Bill$2,444 (2024)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN20-19-26-0400-000-04600

Property Details

APN / Parcel Number

Primary APN20-19-26-0400-000-04600
Alternative APNs
  • 261920040000004600
  • 1806411

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,932 sqft Living Area
Gross Area2,412 sqft
1st Floor Area1,932 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,964 sqft (0.275 acres)
Lot Dimensions110 ft deep x 110 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchFinished/Open Porch
Porch Area84 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1806411
Street Address312 W DELAWARE ST
CityTAVARES
StateFL
Zip32778-2144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF1
Legal DescriptionTAVARES VISTA DEL LARGO LOT 46 PB 20 PG 55 ORB 2500 PG 258 ORB 4761 PG 941
Legal Range26E
Legal Township19S
Legal Section20
Legal SubdivisionVISTA DEL LARGO
Legal Tract0400
Legal Lot Number46
JurisdictionLAKE FL
Township / Civil DivisionTAVARES
Census Block Group2
Census Block2027
Census Tract30803

Owner

312 W Delaware St is owned and occupied by an individual who acquired it in August 2015.

Source: Lake County records, as of November 26, 2025

Owner of RecordIndividual Name on File
Mailing Address312 W DELAWARE ST, TAVARES, FL 32778-2144
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2004 · Amount on File
Deed SaleFeb 3, 2004 · Amount on File
Prior SaleSep 27, 2001 · Amount on File
Deed Book / Page2500 / 258
Last Transfer DateAug 17, 2015
Transfer Doc0047610941
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address312 W DELAWARE ST, TAVARES, FL 32778-2144
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054870604
DateJun 16, 2020
Book Page5487/604
Instrument2020064387
Lender
NameTRUSTCO BANK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityTavares City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$177,160 (+2.9%)$324,081 (-0.07%) Land $78,000 Building $246,081
2025$172,170 Land $78,000 Building $94,170$324,319 Land $78,000 Building $246,319
2024$2,444.00 (+5.66%)
2023$2,313.00 (+1.31%) Homeowner's exemption$162,450 (+3%)$317,888 (+9.71%) Land $78,000 Building $239,888
2022$2,283.00 Homeowner's exemption$157,720$289,749 Land $50,100 Building $239,649

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 W Delaware St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims2 (2003–2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 W Delaware St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTAVARES WATER DEPARTMENT (4 WPS)
serves 22,007 people · EPA ID FL3351333
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink.

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