312 W Arch St, Lancaster, SC 29720 Property Records

Lancaster County property record for 312 W Arch St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,846 sqft · built 1939
Lot Size	0.347 acres (15,112 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Sep 2022)
Tax Bill	$1,758 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0081A-0C-010.00`

Property Details

APN / Parcel Number

Primary APN	`0081A-0C-010.00`
Alternative APN	`12416`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	2,823 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,112 sqft (0.347 acres)
Lot Width	106 ft Width
Garage Area	576 sqft
Porch	Porch
Porch Area	401 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	12416
Street Address	312 W ARCH ST
City	LANCASTER
State	SC
Zip	29720-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	115X137X106X137
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3016
Census Tract	10800

Owner

312 W Arch St is owned and occupied by an individual who bought it in September 2022.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	312 W ARCH ST, LANCASTER, SC 29720-2451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on File
Deed Sale	Sep 26, 2022 · Amount on File
Prior Sale	Feb 16, 2001 · Amount on File
Deed Document Number	202215366
Deed Book / Page	1591 / 183
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Sep 26, 2022
Property Address	312 W ARCH ST, LANCASTER, SC 29720-2451
Document Number	0000015366
Book / Page	1591 / 183
Map Reference	PL 2001-91
Instrument Date	Sep 22, 2022
Instrument	2022015366
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$533.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 W ARCH ST, LANCASTER, SC 29720-2451

Mortgage

Document Number	0000015367
Date	Sep 26, 2022
Instrument	2022015367

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 312 W Arch St was $1,758, up 12.6% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,758.00 (+12.62%)	$9,104 Land $962 Building $8,142	$236,600 Land $25,000 Building $211,600
2024	$1,561.00 (-11.96%)
2023	$1,773.00	$7,916 Land $1,000 Building $6,916	$197,900 Land $25,000 Building $172,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 W Arch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 W Arch St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20