312 W 7th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 312 W 7th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,108 sqft · built 1949
Lot Size	0.209 acres (9,122 sqft)
Owner	2 Company Names on File
Last Sale	$150,000 (Sep 2023)
Tax Bill	$2,146 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2007 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0038850000`

Property Details

APN / Parcel Number

Primary APN	`0038850000`
Alternative APN	`0000388500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
1st Floor Area	1,060 sqft
Basement Area	1,060 sqft
Finished Basement	880 sqft
Unfinished Basement	180 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,122 sqft (0.209 acres)
Lot Dimensions	124 ft deep x 70 ft wide
Garage Type	Mixed
Garage Area	940 sqft

Exterior Amenities

Porch	Porch
Porch Area	262 sqft
Deck Area	120 sqft
Patio Area	337 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	312 W 7TH ST
City	SHELDON
State	IA
Zip	51201-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOURTH ADDITION W 66 OF LOTS 9-10 BLK 2
Legal Subdivision	THE FOURTH ADDITION
Legal Block	2
Legal Lot Number	9-10
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	2
Census Block	2015
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	1174 12TH ST NE, SIOUX CENTER, IA 51250-2445
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
Jun 22, 2007	Deed of Trust, Mortgage HOUSEHOLD FINANCE INDUSTRIAL LOAN COMPAN
Apr 17, 2015	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Dec 29, 2025	Intrafamily Transfer, Transfer
Jan 5, 2026	Correction Deed
Sep 22, 2023	Legal Action/Court Order, Foreclosure
Aug 31, 2015	Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK
Jun 19, 2006	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on File
Deed Sale	Sep 22, 2023 · Amount on File
Prior Sale	Aug 31, 2015 · Amount on File
Deed Document Number	20232011
Last Transfer Date	Dec 23, 2025
Transfer Doc	0020260040
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	312 W 7TH ST, SHELDON, IA 51201-1027
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101076
Date	Apr 7, 2021
Instrument	2021-01076

Lender

Name	PREMIER BANK
Type	Bank
Address	ROCK VALLEY, IA 51247

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	312 W 7TH ST, SHELDON, IA 51201-1027
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0200701594
Date	Jun 22, 2007
Instrument	2007-01594

Lender

Name	HOUSEHOLD FINANCE INDUSTRIAL LOAN COMPAN
Address	SIOUX CITY, IA 51106

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 8, 2022

Interest

Rate Type	Adjustable Rate

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	312 W 7TH ST, SHELDON, IA 51201-1027
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201500906
Date	Apr 17, 2015
Instrument	2015-00906

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Apr 15, 2022

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	O'BRIEN IA
Recording Date	Dec 29, 2025
Property Address	312 W 7TH ST, SHELDON, IA 51201-1027
Document Number	0020252884
Instrument Date	Dec 23, 2025
Instrument	2025-2884
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 12TH ST NE, SIOUX CENTER, IA 51250

January 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jan 5, 2026
Property Address	312 W 7TH ST, SHELDON, IA 51201-1027
Document Number	0020260040
Instrument Date	Dec 23, 2025
Instrument	2026-0040
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1174 12TH ST NE, SIOUX CENTER, IA 51250-2445

September 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	O'BRIEN IA
Recording Date	Sep 22, 2023
Property Address	312 W 7TH ST, SHELDON, IA 51201-1027
Document Number	0020232011
Instrument Date	Sep 15, 2023
Instrument	2023-2011
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$239.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 W 7TH ST, SHELDON, IA 51201-1027
Investor	Possibly a Property Investor

August 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Aug 31, 2015
Property Address	312 W 7TH ST, SHELDON, IA 51201-1027
Document Number	0201502250
Instrument Date	Aug 25, 2015
Instrument	2015-02250
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$132.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 W 7TH ST, SHELDON, IA 51201-1027

Mortgage

Document Number	0201502251
Date	Aug 31, 2015
Instrument	2015-02251

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2045

June 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jun 19, 2006
Property Address	312 W 7TH ST, SHELDON, IA 51201-1027
Document Number	0200601435
Instrument Date	Jun 9, 2006
Instrument	2006-01435
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 7TH ST, SHELDON, IA 51201-1027
Investor	Possibly a Property Investor

Mortgage

Document Number	0200601436
Date	Jun 19, 2006
Instrument	2006-01436

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,146.00 (+12.24%)	$140,660 (+21.19%) Land $10,210 Building $130,450	$140,660 (+21.19%) Land $10,210 Building $130,450
2024	$1,912.00 (+23.67%)
2023		$116,070 (+20.91%) Land $10,210 Building $105,860	$116,070 (+20.91%) Land $10,210 Building $105,860
2022	$1,546.00 Homeowner's exemption	$96,000 Land $6,810 Building $89,190
2021			$96,000 Land $6,810 Building $89,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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