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312 W 7th St, Rainier, OR 97048 Property Records

Columbia County property record for 312 W 7th St, Rainier, OR 97048

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,522 sqft · built 1975
Lot Size0.169 acres (7,405 sqft)
OwnerOwner Name on File
Last Sale$122,000 (Oct 2009)
Tax Bill$3,467 (2025)
Deeds & MortgagesJan 2019 Reverse Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN7216-CB-01700

Property Details

APN / Parcel Number

Primary APN7216-CB-01700
Alternative APNs
  • 301072160320170000
  • 7N2W16-CB-01700
  • 18013

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,522 sqft Living Area
1st Floor Area1,090 sqft
Basement Area960 sqft
Finished Basement432 sqft
Unfinished Basement528 sqft
FireplaceSingle

Exterior

Year BuiltBuilt 1975
Lot Area7,405 sqft (0.169 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number18013
Old Parcel Number301072160320170000
Street Address312 W 7TH ST
CityRAINIER
StateOR
Zip97048-2637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRN:R-2
Legal DescriptionRIVER VIEW TERRACE LOT: 4 BLOCK: 2
Legal Range02W
Legal Township07N
Legal Section16
Legal QuarterSW
Quarter-Quarter SectionNW
Legal SubdivisionRIVER VIEW TERRACE
Legal Block2
Legal Lot Number4
JurisdictionCOLUMBIA OR
Township / Civil DivisionRAINIER
Census Block Group2
Census Block2008
Census Tract970300

Owner

The current owner of 312 W 7th St bought it in October 2009.

Source: Columbia County records, as of December 5, 2025

Owner of RecordOwner Name on File
Mailing Address312 W 7TH ST, RAINIER, OR 97048-2637
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2019Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
Jan 25, 2019Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2009 · Amount on File
Deed SaleOct 14, 2009 · Amount on File
Prior SaleJul 29, 2009
Deed Document Number2009-009557
Record UpdatedJun 8, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA OR
Property Address312 W 7TH ST, RAINIER, OR 97048-2637
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanyFIDELITY NATIONAL TITLE GROU

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000640
DateJan 31, 2019
Instrument2019-0640
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
AddressBLOOMFIELD, NJ 07003
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term871 Months
DueAug 6, 2091
Interest
Rate TypeAdjustable Rate
Rate4.79%
Type Change DateFeb 1, 2020
Change FrequencyAnnually
Min Rate At Change2%
Index1-Year LIBOR
Max Rate5%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA OR
Property Address312 W 7TH ST, RAINIER, OR 97048-2637
Document Number0000000641
Instrument DateJan 25, 2019
Transaction TypeMortgage
Record UpdatedFeb 8, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 W 7TH ST RAINIER OR 970482637, RAINIER, OR 97048-2637

Mortgage

Document Number0000000641
DateJan 31, 2019
Instrument641
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term864 Months
DueJan 30, 2091
Interest
Rate TypeAdjustable Rate
Rate4.79%

Tax Assessment & Valuation

The 2025 property tax bill for 312 W 7th St was $3,467.

Source: Columbia County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyColumbia County
MunicipalityRainier City
Unified School DistrictRainier School District 13 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,467.00$187,730 Land $63,870 Building $123,860$381,050 Land $129,610 Building $251,440
2023$3,339.00$176,970 Land $58,250 Building $118,720$410,630 Land $130,460 Building $280,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 W 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 W 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RAINIER
serves 1,932 people · EPA ID OR4100689
Water SourceSurface water
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting61
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Astound Broadband
Fixed Wireless · Fiber in parts of the area		1,000 / 250
Verizon
Fixed Wireless		300 / 20

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