312 W 5th St, Gridley, IL 61744 Property Records

McLean County property record for 312 W 5th St, Gridley, IL 61744

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 890 sqft · built 1922
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jun 2021)
Tax Bill	$4,524 (2024)
Deeds & Mortgages	Sep 2021 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-04-301-004`

Property Details

APN / Parcel Number

Primary APN	`02-04-301-004`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	890 sqft Living Area
1st Floor Area	935 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	35,719 sqft (0.82 acres)
Garage Type	Detached
Garage Area	4,950 sqft
Parking Spaces	16 Parking Spaces
Porch	Enclosed Porch
Deck Area	Deck Area

Location & Zoning

Street Address	312 W 5TH ST
City	GRIDLEY
State	IL
Zip	61744-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR LOT 5 BLK 18 VILLAGE OF GRIDLEY: W145' ALG WLY EXT OF N LN BLK 18, N246.01', E145', S246.01' TO POB, PT W 1/2 SW 4-26-3E
Legal Range	03E
Legal Township	26N
Legal Section	04
Legal Subdivision	VILLAGE OF GRIDLEY
Legal Block	18
Legal Lot Number	5
Jurisdiction	MCLEAN IL
Township / Civil Division	GRIDLEY
Census Block Group	3
Census Block	3015
Census Tract	5102

Owner

312 W 5th St is owned and occupied by an individual who bought it in June 2021.

Source: McLean County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	312 W 5TH ST, GRIDLEY, IL 61744-9793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Jun 28, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Deed Document Number	202115224
Prior Transfer Date	Mar 25, 2009
Prior Transfer Doc	0000009209
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	312 W 5TH ST, GRIDLEY, IL 61744-9793
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100022008
Date	Sep 13, 2021
Instrument	2021-00022008

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 28, 2021
Property Address	312 W 5TH ST, GRIDLEY, IL 61744-9793
Document Number	202100015224
Instrument Date	Jun 15, 2021
Instrument	2021-00015224
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 W 5TH ST, GRIDLEY, IL 61744-9793

Mortgage

Document Number	202100015225
Date	Jun 28, 2021
Instrument	2021-00015225

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.75%

Mortgage

Document Number	202100015226
Date	Jun 28, 2021
Instrument	2021-00015226

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Gridley Township
Municipality	Gridley Village
Unified School District	El Paso-Gridley Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,175 Land $8,798 Building $51,377	$180,525 Land $26,394 Building $154,131
2024	$4,524.00 (+22.01%)
2023	$3,708.00	$50,610 Land $7,400 Building $43,210	$151,830 Land $22,200 Building $129,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 W 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 312 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRIDLEY serves 1,411 people · EPA ID IL1130600
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gridley Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on W 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures