312 W 4th St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 312 W 4th St, Cincinnati, OH 45202

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details11,544 sqft · built 1885
Lot Size0.107 acres (4,661 sqft)
OwnerCompany Name on Record
Last Sale$688,710 (Mar 2022)
Tax Bill$20,480 (2023)
Deeds & MortgagesSep 2019 Line of Credit
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN145-0001-0037-00

Property Details

APN / Parcel Number

Primary APN145-0001-0037-00

Interior

Total Rooms1 Room
Stories4 Stories
Building Area11,544 sqft
1st Floor Area4,602 sqft
2nd Floor Area6,942 sqft

Exterior

Year BuiltBuilt 1885
Lot Area4,661 sqft (0.107 acres)
Lot Dimensions178 ft deep x 52 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address312 W 4TH ST
CityCINCINNATI
StateOH
Zip45202-2603
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal DescriptionFOURTH ST 26 X 178 NS FOURTH ST 74.50 FT W OF PLUM ST PARS 37-50
Legal SubdivisionCITY/CINCINNATI
Legal Lot Number364
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3019
Census Tract26500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Fourth Street Historic District
listed 1976 · 33 contributing resources · NRIS 76001443

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 28, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11711 PRINCETON PIKE # 341331, 341331, CINCINNATI, OH 45246-2534
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2019Deed of Trust, Mortgage · Line of Credit
THE NORTH SIDE BANK & TRUST CO
Jan 31, 2017Deed of Trust, Mortgage
HCDC INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2022 · Amount on Record
Deed SaleMar 30, 2022 · Amount on Record
Prior SaleOct 22, 2007 · Amount on Record
Deed Document Number15-032651
Deed Book / Page12859 / 02060
Prior Transfer DateApr 2, 2015
Prior Transfer Doc15-032651
Record UpdatedJun 7, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address312 W 4TH ST, CINCINNATI, OH 45202-2603
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077932
DateSep 12, 2019
Book Page14000/01442
Instrument2019-0077932
Lender
NameTHE NORTH SIDE BANK & TRUST CO
TypeBank
AddressCINCINNATI, OH 45223
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address312 W 4TH ST, CINCINNATI, OH 45202-2603
Document Number0000009623
Book / Page013344 / 001451
Instrument DateJan 31, 2017
Transaction TypeMortgage
Record UpdatedSep 27, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address312 W 4TH ST CINCINNATI OH 452026204, CINCINNATI, OH 45202-6204

Mortgage

Document Number0000009623
DateJan 31, 2017
Book Page013344/001451
Instrument7623
Lender
NameHCDC INC
Address1776 MENTOR AVE, CINCINNATI, OH 45212-3554
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$20,480.00 (+13.89%)$241,049 (+33.65%) Land $79,370 Building $161,679$688,710 (+33.65%) Land $226,770 Building $461,940
2022$17,982.00$180,356 Land $68,681 Building $111,675
2020$515,300 Land $196,230 Building $319,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: altafiber Network Solutions, Brightspeed, T-Mobile, Verizon.

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