312 W 3rd St, Salisbury, NC 28146 Property Records

Rowan County property record for 312 W 3rd St, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,279 sqft · built 1991
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,069 (2026)
Deeds & Mortgages	Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`412 259`

Property Details

APN / Parcel Number

Primary APN	`412 259`
Alternative APN	`18881`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,279 sqft Living Area
1st Floor Area	870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Lot Area	37,462 sqft (0.86 acres)

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Deck Area	80 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	312 W 3RD ST
City	SALISBURY
State	NC
Zip	28146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3:SINGLE
Legal Description	.86AC
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	2
Census Block	2006
Census Tract	51101

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 271, FAITH, NC 28041-0271
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 19, 2003
Transfer Doc	0993000706
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	312 W 3RD ST, SALISBURY, NC 28146
Document Number	0013290898
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 W 3RD ST FAITH NC 28041, FAITH, NC 28041

Mortgage

Document Number	0013290898
Date	Jun 25, 2019
Book Page	001329/000898

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 24, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,069.00	$159,641 (-) Land $28,638 Building $131,003	$159,641 (-) Land $28,638 Building $131,003
2023	$1,069.00	$159,641 Land $28,638 Building $131,003	$159,641 Land $28,638 Building $131,003

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000