312 W 26th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 312 W 26th St, Lynn Haven, FL 32444

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,198 sqft · built 1980
Lot Size	0.11 acres (4,791 sqft)
Owner	Individual Name on File
Last Sale	$155,500 (Feb 2020)
Tax Bill	$1,579 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11634-510-000`

Property Details

APN / Parcel Number

Primary APN	`11634-510-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,198 sqft Living Area
1st Floor Area	1,198 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2015
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,791 sqft (0.11 acres)
Lot Dimensions	130 ft deep x 37 ft wide
Driveway	Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	312 W 26TH ST
City	LYNN HAVEN
State	FL
Zip	32444-5457
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MRA
Legal Description	REPLAT OF BELAIRE ESTATES BEG 190 W OF SE COR LOT 1 BLK A TH S 130 W 37.5 N 130 E 37.5 TO POB ORB 795 P 284 BLK A (1.510) (103B3) ORB 4224 P 2313
Legal Range	14W
Legal Township	03S
Legal Section	16
Legal Subdivision	REPLAT OF BELAIRE ESTATES
Legal Block	A
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	3
Census Block	3004
Census Tract	1404

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	312 W 26TH ST, LYNN HAVEN, FL 32444-5457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2020 · Amount on File
Deed Sale	Feb 24, 2020 · Amount on File
Prior Sale	Jun 23, 2005 · Amount on File
Deed Document Number	202013878
Deed Book / Page	4224 / 2313
Prior Transfer Date	Aug 22, 2013
Prior Transfer Doc	0035410422
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 24, 2020
Property Address	312 W 26TH ST, LYNN HAVEN, FL 32444-5457
Document Number	0042242313
Book / Page	4224 / 2313
Instrument Date	Feb 20, 2020
Instrument	2020013878
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,088.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 MARIN DR, 118, PANAMA CITY, FL 32405-4257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 W 26TH ST, LYNN HAVEN, FL 32444-5457

Mortgage

Document Number	0042242315
Date	Feb 24, 2020
Instrument	4224/2315

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,579.00 (-2.05%) Homeowner's exemption	$146,600 (+5.99%)	$182,943 (+13.68%) Land $18,815 Building $164,128
2024	$1,612.00 (+3.53%)
2023	$1,557.00 (+10.35%) Homeowner's exemption	$138,318 (+3%)	$160,930 (+9.55%) Land $17,300 Building $143,630
2022	$1,411.00 Homeowner's exemption	$134,289	$146,900 Land $16,900 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	8 (1985–2018)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20