312 Vital St, Lafayette, LA 70506 Property Records

Lafayette Parish property record for 312 Vital St, Lafayette, LA 70506

Property Summary

Property Type	Single Family Home
Details	2,680 sqft · built 1976
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jul 2021)
Tax Bill	$2,532 (2025)
Deeds & Mortgages	Nov 2010 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6032198`

Property Details

APN / Parcel Number

Primary APN	`6032198`

Interior

Building Area	2,680 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	13,504 sqft (0.31 acres)
Garage Area	480 sqft

Location & Zoning

Street Address	312 VITAL ST
City	LAFAYETTE
State	LA
Zip	70506-5445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE P OF LOTS 35 & 36 OF BORING WOODS SUB
Legal Range	04E
Legal Township	09S
Legal Section	70
Legal Subdivision	BORING WOODS
Legal Lot Number	35-36
Jurisdiction	LAFAYETTE LA
Township / Civil Division	E
Census Block Group	2
Census Block	2004
Census Tract	605

Owner

312 Vital St is owned and occupied by an individual who bought it in July 2021.

Source: Lafayette Parish records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	312 VITAL ST, LAFAYETTE, LA 70506-5445
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2010	Deed of Trust, Mortgage · Line of Credit RAYNE STATE BANK
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC
Jul 30, 2021	Deed, Transfer · Conventional Mortgage BANK OF SUNSET & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Deed Document Number	202135205
Record Updated	Jun 8, 2026

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	312 VITAL ST, LAFAYETTE, LA 70506-5445
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000045189
Date	Nov 10, 2010
Instrument	2010-00045189

Lender

Name	RAYNE STATE BANK
Address	LAFAYETTE, LA 70506

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2025

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	312 VITAL ST, LAFAYETTE, LA 70506-5445
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200009537
Date	Mar 8, 2022
Instrument	2022-00009537

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAFAYETTE LA
Recording Date	Jul 30, 2021
Property Address	312 VITAL ST, LAFAYETTE, LA 70506-5445
Document Number	202100035205
Map Reference	ENT 664909
Instrument Date	Jul 30, 2021
Instrument	2021-00035205
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	611 CRESTLAWN DR, LAFAYETTE, LA 70503-5829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 VITAL ST, LAFAYETTE, LA 70506-5445

Mortgage

Document Number	202100035206
Date	Jul 30, 2021
Instrument	2021-00035206

Lender

Name	BANK OF SUNSET & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 312 Vital St was $2,532 with a homeowner's exemption.

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lafayette Parish
Municipality	Lafayette City
Unified School District	Lafayette Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,532.00	$24,347 Land $4,424 Building $19,923	$243,470 Land $44,240 Building $199,230
2023	$1,907.00 (+0.58%) Homeowner's exemption	$24,347 (+0.1%) Land $4,424 Building $19,923	$243,470 (+0.1%) Land $44,240 Building $199,230
2022	$1,896.00 Homeowner's exemption	$24,322 Land $4,424 Building $19,898	$243,220 Land $44,240 Building $198,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 Vital St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Vital St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.9% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LFT Fiber Fiber	10,000 / 10,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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