Frederick County property record for 312 Upper College Ter, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,668 sqft · built 1930 |
| Lot Size | 0.226 acres (9,860 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $779,000 (Jul 2017) |
| Tax Bill | $17,053 (2024) |
| Deeds & Mortgages | Mar 2026 Transfer Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-018055 |
| Primary APN | 02-018055 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,668 sqft Living Area |
| 1st Floor Area | 1,725 sqft |
| Attic | Attic |
| Attic Area | 440 sqft |
| Basement Area | 272 sqft |
| Finished Basement | 272 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 9,860 sqft (0.226 acres) |
| Lot Dimensions | 170 ft deep x 58 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 360 sqft |
| Patio Area | 448 sqft |
| Greenhouse | 120 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Account Number | 018055 |
|---|---|
| Street Address | 312 UPPER COLLEGE TER |
| City | FREDERICK |
| State | MD |
| Zip | 21701-4869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LT 58 X 170 312 U. COLLEGE TERR. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 312 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 750600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 312 UPPER COLLEGE TER, FREDERICK, MD 21701-4869 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 17, 2026 | Intrafamily Transfer, Transfer |
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BANK |
| Jul 25, 2017 | Deed, Transfer · Conventional Mortgage ACCESS NATIONAL MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2017 · Amount on Record |
| Deed Sale | Jul 25, 2017 · Amount on Record |
| Prior Sale | Aug 20, 2002 |
| Deed Document Number | 201711941-0427 |
| Deed Book / Page | 11941 / 427 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 17, 2026 |
| Property Address | 312 UPPER COLLEGE TER, FREDERICK, MD 21701-4869 |
| Document Number | 0177700468 |
| Book / Page | 17770 / 468 |
| Map Reference | MB STH FO 67 |
| Instrument Date | Mar 9, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 312 UPPER COLLEGE TER, FREDERICK, MD 21701-4869 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 312 UPPER COLLEGE TER, FREDERICK, MD 21701-4869 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 312 UPPER COLLEGE TER, FREDERICK, MD 21701-4869 |
| Document Number | 0140720465 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 14072/465 |
| Name | ATLANTIC UNION BANK |
|---|---|
| Type | Bank |
| Address | RESTON, VA 20191 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 25, 2017 |
| Property Address | 312 UPPER COLLEGE TER, FREDERICK, MD 21701-4869 |
| Document Number | 0119410427 |
| Book / Page | 11941 / 0427 |
| Map Reference | MB STH FO67 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 11941-0427 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 312 UPPER COLLEGE TER, FREDERICK, MD 21701-4869 |
| Document Number | 119410435 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 11941-0435 |
| Name | ACCESS NATIONAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,113,600 (+50.96%) Land $255,400 Building $858,200 | $1,113,600 (-) Land $255,400 Building $858,200 | |
| 2024 | $17,053.00 (+27.75%) | ||
| 2023 | $13,349.00 | $737,667 | $1,113,600 Land $255,400 Building $858,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1998–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | May 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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