Richland County property record for 312 Upland Trail Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,892 sqft · built 2005 |
| Lot Size | 0.389 acres (16,945 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $496,000 (Jul 2005) |
| Tax Bill | $4,984 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Sep 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25811-03-04 |
| Primary APN | 25811-03-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,892 sqft Heated Area |
| Gross Area | 4,887 sqft |
| 1st Floor Area | 2,370 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,945 sqft (0.389 acres) |
| Garage Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 328 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01674879 |
|---|---|
| Street Address | 312 UPLAND TRAIL RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 48 110.9X161.1X105X156.3 #SU GREENHILL PARISH PHASE 1 #PR RB499-2204 RB546-46 |
| Legal Subdivision | GREENHILL PARISH |
| Legal Phase | 1 |
| Legal Lot Number | 48,110 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 11407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 312 UPLAND TRAIL RD, ELGIN, SC 29045-8228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2020 | Quit Claim Deed, Transfer GUARANTEED RATE AFFINITY LLC |
| Sep 20, 2018 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Sep 20, 2018 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2005 · Amount on Record |
| Deed Sale | Jul 6, 2005 · Amount on Record |
| Deed Document Number | 200551749 |
| Deed Book / Page | 1071 / 2143 |
| Last Transfer Date | Apr 27, 2020 |
| Transfer Doc | 0024912333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 31, 2020 |
| Property Address | 312 UPLAND TRAIL RD, ELGIN, SC 29045-8228 |
| Document Number | 2491/2333 |
| Book / Page | 002491 / 002333 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 23508 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 312 UPLAND TRAIL RD ELGIN SC 290458228, ELGIN, SC 29045-8228 |
| Document Number | 2491/2337 |
|---|---|
| Date | May 31, 2020 |
| Book Page | 002491/002337 |
| Instrument | 23509 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 30, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 312 UPLAND TRAIL RD, ELGIN, SC 29045-8228 |
| Document Number | 2338/0802 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 312 UPLAND TRAIL RD ELGIN SC 290458228, ELGIN, SC 29045-8228 |
| Document Number | 2338/0802 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | 002338/000802 |
| Instrument | 69062 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 25, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 312 UPLAND TRAIL RD, ELGIN, SC 29045-8228 |
| Document Number | 2338/0809 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|---|
| Address | 312 UPLAND TRAIL RD ELGIN SC 290458228, ELGIN, SC 29045-8228 |
| Document Number | 2338/0809 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | 002338/000809 |
| Instrument | 69063 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,984.00 (+15.02%) | $557,200 (-) | $633,100 (-) Land $44,000 Building $589,100 |
| 2024 | $557,200 (+2,775.13%) | $633,100 (+30.67%) Land $44,000 Building $589,100 | |
| 2023 | $4,333.00 (-1.07%) | $19,380 (-) | $484,500 (-) |
| 2021 | $4,380.00 | $19,380 | $484,500 Land $40,000 Building $444,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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