Cabarrus County property record for 312 Union St S, Concord, NC 28025 · Last verified January 2026
| Property Type | Residential > Specialized > Historical Building |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 4,776 sqft Total Area |
| Lot Size | 19,800 sqft (0.454 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $892,500 (2025) |
| Tax Bill | $7,866.00 (2025) |
| Primary APN | 5630 05 9180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 4,776 sqft Total Area |
| 1st Floor | 2,270 sqft 1st Floor |
| Upper Floors | 1,394 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Custom/Decorative Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 19,800 sqft (0.454 acres) |
| Depth X Width | 225 ft x 88 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 2,200 sqft Driveway |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 1,080 sqft Garage |
| Patio Area | 64 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 1,048 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 142158 |
|---|---|
| Street Address | 312 UNION ST S |
| City | CONCORD |
| State | NC |
| Zip | 28025-5018 |
| Property Usage | Residential Property Usage |
| Type | Residential > Specialized > Historical Building |
| Legal Description | WEST SIDE UNION ST S |
| Legal Subdivision | SOUTH HISTORIC CONCORD |
| Legal Lot Number | 88 |
| Jurisdiction | CABARRUS NC |
| Minor Civil Division | 12, CONCORD |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 42202 |
Source: Cabarrus County records · APN 5630 05 9180
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 312 UNION ST S, CONCORD, NC 28025-5018 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 08, 2024 | Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK |
| Dec 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Nov 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage UWHARRIE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Prior Sale | Nov 17, 2020 · Amount on Record |
| Deed Doc Number | 0000177851 |
| Deed Book / Page | 17785 / 1 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 312 UNION ST S, CONCORD, NC 28025-5018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 312 UNION ST S, CONCORD, NC 28025-5018 |
| Document Number | 0016880184 |
|---|---|
| Date | Apr 08, 2024 |
| Book Page | 16880/184 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 05, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 29, 2025 |
| Property Address | 312 UNION ST S, CONCORD, NC 28025-5018 |
| Document Number | 0000177851 |
| Book / Page | 17785 / 1 |
| Instrument Date | Dec 29, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2026 |
| Title Company | LIBERTY CREEK TITLE LLC, LIBERTY PREMIER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4570 CHANEL CT, CONCORD, NC 28025-6975 |
| Name | Verified Name |
|---|---|
| Address | 312 UNION ST S, CONCORD, NC 28025-5018 |
| Document Number | 0000177854 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 17785/4 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Nov 17, 2020 |
| Property Address | 312 UNION ST S, CONCORD, NC 28025-5018 |
| Document Number | 0014677119 |
| Book / Page | 14677 / 119 |
| Instrument Date | Nov 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2418 BIENVILLE BLVD, 2418, OCEAN SPRINGS, MS 39564-3112 |
| Name | Verified Name |
|---|---|
| Address | 312 UNION ST, CONCORD, NC 28025-5018 |
| Document Number | 0014677123 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 14677/123 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Cabarrus County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,866.00 (+21.39%) Additional exemption filed | $789,840 (+48.7%) Land $117,700 Building $672,140 | |
| 2024 | $789,840 (+48.7%) Land $117,700 Building $672,140 | ||
| 2023 | $6,480.00 Additional exemption filed | $531,160 Land $60,500 Building $470,660 | $531,160 Land $60,500 Building $470,660 |
Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 5% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the South Union Street Historic District listed 1986 · 69 contributing resources · NRIS 86000736 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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