Onslow County property record for 312 Top Knot Rd, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,286 sqft · built 2009 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,500 (May 2021) |
| Tax Bill | $1,258 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2021 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1314E-64 |
| Primary APN | 1314E-64 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,286 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 163 ft deep x 124 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 472935000 |
|---|---|
| Street Address | 312 TOP KNOT RD |
| City | HUBERT |
| State | NC |
| Zip | 28539-4591 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L63 P3 QUAIL ROOST |
| Legal Subdivision | QUAIL ROOST PH 3 |
| Legal Lot Number | 63 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 2803 |
312 Top Knot Rd is owned and occupied by an individual who bought it in May 2021.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 TOP KNOT RD, HUBERT, NC 28539-4591 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 5, 2021 | Trustee's Deed, Foreclosure |
| May 24, 2021 | Warranty Deed, Transfer · USDA Mortgage ALPHA MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2021 · Amount on File |
| Deed Sale | May 24, 2021 · Amount on File |
| Prior Sale | Feb 5, 2021 · Amount on File |
| Deed Book / Page | 5470 / 471 |
| Prior Transfer Date | Jan 25, 2021 |
| Prior Transfer Doc | 0053770375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 312 TOP KNOT RD, HUBERT, NC 28539-4591 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Title Company | UNKNOWN, TOWNSGATE CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 312 TOP KNOT RD, HUBERT, NC 28539-4591 |
| Document Number | 0064740632 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 6474/632 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Feb 5, 2021 |
| Property Address | 312 TOP KNOT RD, HUBERT, NC 28539-4591 |
| Document Number | 0053770375 |
| Book / Page | 5377 / 375 |
| Map Reference | MB 55 PG 164 SL M-51 |
| Instrument Date | Jan 25, 2021 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 N SHORE DR, SURF CITY, NC 28445-6638 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | May 24, 2021 |
| Property Address | 312 TOP KNOT RD, HUBERT, NC 28539-4591 |
| Document Number | 0054700471 |
| Book / Page | 5470 / 471 |
| Map Reference | MB55PG164SLM-518 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $381.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 N SHORE DR, 120, SURF CITY, NC 28445-6638 |
| Name | Verified Name |
|---|---|
| Address | 312 TOP KNOT RD, HUBERT, NC 28539-4591 |
| Document Number | 0005470474 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 5470/474 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2026 property tax bill for 312 Top Knot Rd was $1,258.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,258.00 | $256,780 Land $50,000 Building $206,780 | $256,780 Land $50,000 Building $206,780 |
| 2023 | $1,258.00 | $192,160 Land $40,000 Building $152,160 | $192,160 Land $40,000 Building $152,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Top Knot Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Top Knot Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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