312 Summit Way, Norman, OK 73071 Property Records

Cleveland County property record for 312 Summit Way, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,377 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Mar 2016)
Tax Bill	$3,067 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`NC29SUML6 7 1001`

Property Details

APN / Parcel Number

Primary APN	`NC29SUML6 7 1001`
Alternative APN	`141431`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,377 sqft Living Area
1st Floor Area	2,377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	653 sqft
Porch	Porch
Porch Area	313 sqft
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	141431
Old Parcel Number	141431
Street Address	312 SUMMIT WAY
City	NORMAN
State	OK
Zip	73071-4160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT LAKES 6 LOT 1 BLOCK 7
Legal Range	02W
Legal Township	09N
Legal Section	34
Legal Quarter	NE
Legal Subdivision	SUMMIT LAKES 6
Legal Block	7
Legal Lot Number	1
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1000
Census Tract	201405

Owner

312 Summit Way is owned and occupied by two individuals who bought it in March 2016.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 SUMMIT WAY, NORMAN, OK 73071-4160
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2016 · Amount on File
Deed Sale	Mar 7, 2016 · Amount on File
Prior Sale	Dec 4, 2012 · Amount on File
Deed Document Number	R 2016 07092
Deed Book / Page	5522 / 0231
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	312 SUMMIT WAY, NORMAN, OK 73071-4160
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202210012
Date	Mar 21, 2022
Book Page	6398/1044
Instrument	R 2022 10012

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	312 SUMMIT WAY, NORMAN, OK 73071-4160
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202134710
Date	Aug 16, 2021
Book Page	6294/548
Instrument	R 2021 34710

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	NORMAN, OK 73071

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 10, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 312 Summit Way was $3,067 with a homeowner's exemption.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,067.00 Homeowner's exemption	$26,564 Land $4,127 Building $22,437	$345,774 Land $53,719 Building $292,055
2023	$3,070.00 Homeowner's exemption	$26,564 Land $4,668 Building $21,896	$304,255 Land $53,465 Building $250,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 Summit Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Summit Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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