Madison County and Oneida City property record for 312 Stone St, Oneida, NY 13421 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1865 |
| Square Footage | 1,937 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Garage | Detached, 400 sqft |
| Last Sale | $230,000 (2026) |
| Tax Bill | $5,243.00 (2025) |
| Primary APN | 251201 38.23-1-95 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,937 sqft Living Area |
| 1st Floor | 1,021 sqft 1st Floor |
| 2nd Floor | 916 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 9,148 sqft (0.21 acres) |
| Depth X Width | 121 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 312 STONE ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-1932 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 95.000 |
| Jurisdiction | MADISON NY |
| Minor Civil Division | ONEIDA |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 30102 |
Source: Madison County and Oneida City records · APN 251201 38.23-1-95
Assessment roll updated April 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5553 W MAIN ST, 5, VERONA, NY 13478-3430 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage EVERETT FINANCIAL INC |
| Dec 23, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage AMERICU CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2026 · Amount on Record |
| Deed Sale | Mar 10, 2026 · Amount on Record |
| Prior Sale | Dec 23, 2021 · Amount on Record |
| Deed Doc Number | 20261034 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 312 STONE ST, ONEIDA, NY 13421-1932 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000035 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026-1035 |
| Name | EVERETT FINANCIAL INC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Dec 23, 2021 |
| Property Address | 312 STONE ST, ONEIDA, NY 13421-1932 |
| Document Number | 0000000884 |
| Instrument Date | Dec 08, 2021 |
| Instrument | 2021-8884 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 S WILLOW ST, ONEIDA, NY 13421-1928 |
| Document Number | 0000000885 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 2021-8885 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,243.00 (+99.66%) | $105,400 (-) Land $10,900 Building $94,500 | $148,451 (+7.04%) Land $15,352 Building $133,099 |
| 2023 | $105,400 (-) Land $10,900 Building $94,500 | $138,684 (+9.21%) Land $14,342 Building $124,342 | |
| 2022 | $2,626.00 | $105,400 Land $10,900 Building $94,500 | $126,988 Land $13,133 Building $113,855 |
Our records do not include FEMA flood map data for 312 Stone St; wildfire exposure is direct.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 2nd in New York |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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