312 Sigsbee St, Rockford, MI 49341 Property Records

Kent County property record for 312 Sigsbee St, Rockford, MI 49341

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1921
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Aug 2026)
Tax Bill	$2,762 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-06-36-277-016`

Property Details

APN / Parcel Number

Primary APN	`41-06-36-277-016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1998
Architectural Style	Ranch
Lot Area	10,934 sqft (0.251 acres)
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	312 SIGSBEE ST
City	ROCKFORD
State	MI
Zip	49341-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	N 1/2 OF LOTS 65 66 67 68 & 136 * WATKINS ADDITION
Legal Subdivision	WATKINS ADD
Jurisdiction	KENT MI
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2009
Census Tract	10700

Owner

312 Sigsbee St is owned by an individual who bought it in August 2026.

Source: Kent County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	215 S MONROE ST, ROCKFORD, MI 49341-1233
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Nov 29, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 11, 2019	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Jun 11, 2019 · Amount on File
Deed Document Number	202658348
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 26, 2026
Property Address	312 SIGSBEE ST, ROCKFORD, MI 49341-1030
Document Number	0000058348
Instrument Date	Aug 24, 2026
Instrument	202658348
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	LIGHTHOUSE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200,737.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 S MONROE ST, ROCKFORD, MI 49341-1233

Mortgage

Document Number	0000058349,
Date	Aug 26, 2026
Instrument	2026082658349

Lender

Name	INDEPENDENT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	312 SIGSBEE ST, ROCKFORD, MI 49341-1030
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 SIGSBEE ST, ROCKFORD, MI 49341-1030

Mortgage

Document Number	0000128491
Date	Nov 29, 2021
Instrument	20211129-0128491

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 11, 2019
Property Address	312 SIGSBEE ST, ROCKFORD, MI 49341-1030
Document Number	0000040547
Instrument Date	May 24, 2019
Instrument	40547
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 SIGSBEE ST ROCKFORD MI 493411030, ROCKFORD, MI 49341-1030

Mortgage

Document Number	40548
Date	Jun 11, 2019
Instrument	40548

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 312 Sigsbee St was $2,762.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Rockford City
Unified School District	Rockford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,200 (+5.15%)	$220,400 (+5.15%)
2025	$2,762.00 Homeowner's exemption	$104,800	$209,600
2023		$89,300	$178,600
2021	$2,893.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 Sigsbee St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Sigsbee St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 7,160 people · EPA ID MI0005730
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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