Pinellas County property record for 312 Shore Dr E, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 5,715 sqft · built 2017 |
| Lot Size | 0.681 acres (29,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Oct 2009) |
| Tax Bill | $20,965 (2025) |
| Deeds & Mortgages | May 2024 Transfer Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-760-8247-8 |
| Primary APN | C62-000-760-8247-8 |
|---|---|
| Alternative APNs |
|
| Full Baths | 6 Baths |
|---|---|
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 5,715 sqft Living Area |
| Gross Area | 7,648 sqft |
| 1st Floor Area | 3,837 sqft |
| Upper Floors Area | 1,878 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 29,651 sqft (0.681 acres) |
| Lot Dimensions | 277 ft deep x 104 ft wide |
| View / Lot | Bay Front |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 973 sqft |
| Deck Area | 950 sqft |
| Patio Area | 950 sqft |
| Gazebo | 121 sqft |
| Loading Dock | 880 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R248589 |
|---|---|
| Street Address | 312 SHORE DR E |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-3916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TAMPASHORES HOTEL PLAZA SEC BLK 3, LOT 3 & S 35FT OF LOT 4 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 23 |
| Legal Subdivision | TAMPASHORES |
| Legal Tract | 89532 |
| Legal Block | 3 |
| Legal Lot Number | 3,4 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 27320 |
Source: Pinellas County records · APN C62-000-760-8247-8
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 SHORE DR E, OLDSMAR, FL 34677-3916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 01, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Jul 20, 2017 | Deed of Trust, Mortgage · ARM SUNTRUST MORTGAGE INC |
| May 01, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2009 · Amount on Record |
| Deed Sale | Oct 05, 2009 · Amount on Record |
| Prior Sale | Aug 08, 1995 · Amount on Record |
| Deed Document Number | 2009263078 |
| Deed Book / Page | 16716 / 1467 |
| Last Transfer Date | Apr 01, 2024 |
| Transfer Doc | 0227850920 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 01, 2024 |
| Property Address | 312 SHORE DR E, OLDSMAR, FL 34677-3916 |
| Document Number | 0227850920 |
| Book / Page | 22785 / 920 |
| Map Reference | MB 17 PG 6 |
| Instrument Date | Apr 01, 2024 |
| Instrument | 2024111180 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 SHORE DR E, OLDSMAR, FL 34677-3916 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 312 SHORE DR E, OLDSMAR, FL 34677-3916 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 312 SHORE DR E, OLDSMAR, FL 34677-3916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 312 SHORE DR E, OLDSMAR, FL 34677-3916 |
| Document Number | 0213651534 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 21365/1534 |
| Instrument | 2021030605 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 312 SHORE DR E, OLDSMAR, FL 34677-3916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | BOSTON NATIONAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0197100060 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 19710/0060 |
| Instrument | 2017224451 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.55% |
| Type Change Date | Jul 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.55% |
| Index | 1-Year LIBOR |
| Max Rate | 8.55% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 01, 2018 |
| Property Address | 312 SHORE DR E, OLDSMAR, FL 34677-3916 |
| Document Number | 0020032598 |
| Book / Page | 002003 / 002598 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 136657 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 312 SHORE DR E OLDSMAR FL 346773916, OLDSMAR, FL 34677-3916 |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,965.00 (+5.45%) Homeowner's exemption Veteran's exemption | $1,243,348 (+5.99%) | $2,567,292 (+23.72%) Land $678,870 Building $1,888,422 |
| 2024 | $19,882.00 (+1.19%) | ||
| 2023 | $19,649.00 (+2.45%) Homeowner's exemption Veteran's exemption | $1,173,114 (+3%) | $2,075,101 (+15.61%) Land $642,998 Building $1,432,103 |
| 2022 | $19,180.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $1,138,946 | $1,794,990 Land $683,903 Building $1,111,087 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 615 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 615 in force |
| Nearby Flood Claims | 473 (1979–2024) |
| Claims Outside the SFHA | 9 of 473 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 63 locations within half a mile of this property.
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