312 Shadowlake Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 312 Shadowlake Dr, Chesapeake, VA 23320

Property Summary

Property TypeExempt (Full or Partial)
Details4 bd · 2.5 ba · 2,946 sqft · built 1987
Lot Size0.356 acres (15,507 sqft)
Owner2 Individual Names on File
Last Sale$361,000 (Oct 2019)
Tax Bill$3,494 (2019)
Deeds & MortgagesNov 2025 Mortgage
Jul 2021 Second Mortgage
+ 1 more
APN0361014000650

Property Details

APN / Parcel Number

Primary APN0361014000650

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,946 sqft Total Area
1st Floor Area1,064 sqft
Upper Floors Area1,064 sqft
AtticAttic
Attic Area504 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,507 sqft (0.356 acres)
Lot Dimensions113 ft deep x 78 ft wide
Garage TypeAttached
Garage Area504 sqft

Exterior Amenities

PorchSlab
Porch Area175 sqft
Deck AreaDeck Area
Patio Area389 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address312 SHADOWLAKE DR
CityCHESAPEAKE
StateVA
Zip23320-5126
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeR12AS: RES
Legal Description65 WOODBRIAR SEC 2 PH 2
Legal SubdivisionWOODBRIAR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2000
Census Tract20911

Owner

312 Shadowlake Dr is owned by two individuals who bought it in October 2019.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address312 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5126
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed of Trust, Mortgage · Partial Claim Mortgage
GUILD MORTGAGE CO
Jul 22, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Oct 24, 2019Warranty Deed, Transfer · FHA Mortgage
TOWNE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2019 · Amount on File
Deed SaleOct 24, 2019 · Amount on File
Deed Document Number201928964
Deed Book / Page10070 / 1471
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address312 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5126
Transaction TypeMortgage
Record UpdatedDec 4, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5126

Mortgage

Document Number010914/338
DateNov 10, 2025
Book Page10914/338
Instrument250026210
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92186
Agreement
TypePartial Claim Mortgage
AmountAmount on Record
Term288 Months
DueNov 1, 2049

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address312 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5126
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010413/332
DateJul 22, 2021
Book Page10413/332
Instrument210033419
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term340 Months
DueNov 1, 2049
Interest
Rate TypeFixed Rate

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateOct 24, 2019
Property Address312 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5126
Document Number10070/1471
Book / Page10070 / 1471
Instrument DateOct 8, 2019
Instrument190028964
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5126

Mortgage

Document Number190028965
DateOct 24, 2019
Instrument190028965
Lender
NameTOWNE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$525,700 Land $165,000 Building $360,700$525,700 Land $165,000 Building $360,700
2023$494,800 Land $150,000 Building $344,800$494,800 Land $150,000 Building $344,800
2019$3,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 312 Shadowlake Dr; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Shadowlake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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