312 Seacliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 312 Seacliff Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 424 sqft · built 1951
Lot Size0.041 acres (1,786 sqft)
OwnerIndividual Name on Record
Last Sale$900,000 (Apr 2021)
Tax Bill$6,637 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Oct 2020 Transfer
Flood ZoneZone X (minimal risk)
APN038-185-10

Property Details

APN / Parcel Number

Primary APN038-185-10
Alternative APN
  • 038-185-10-000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Building Area424 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 2021
Construction TypeWood
Roof MaterialOther
Lot Area1,786 sqft (0.041 acres)
TerrainSteep
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address312 SEACLIFF DR
CityAPTOS
StateCA
Zip95003-4320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-4
Legal SubdivisionSEACLIFF PK SUB #2
Legal Lot Number14
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1042
Census Tract122100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address312 SEACLIFF DR, APTOS, CA 95003-4320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Grant Deed, Transfer · Conventional Mortgage
NEWREZ LLC
Oct 19, 2020Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2021 · Amount on Record
Deed SaleApr 27, 2021 · Amount on Record
Deed Document Number202124016
Prior Transfer DateJan 29, 2021
Prior Transfer Doc0000011723
Record UpdatedSep 20, 2026

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 27, 2021
Property Address312 SEACLIFF DR, APTOS, CA 95003-4320
Document Number0000024016
Map ReferenceMB 18 PG 54
Instrument DateApr 21, 2021
Instrument2021-0024016
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$990.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 SEACLIFF DR, APTOS, CA 95003-4320

Mortgage

Document Number0000024017
DateApr 27, 2021
Instrument2021-0024017
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

October 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSANTA CRUZ CA
Recording DateOct 19, 2020
Property Address312 SEACLIFF DR, APTOS, CA 95003-4320
Document Number0000042436
Instrument DateOct 15, 2020
Instrument42436
Transaction TypeTransfer
Record UpdatedNov 6, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address312 SEACLIFF DR APTOS CA 950034320, APTOS, CA 95003-4320

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$460,815 (+2%) Land $400,909 Building $59,906
2025$6,637.00 (+8.5%) Homeowner's exemption$451,780 (-59.13%) Land $393,048 Building $58,732
2024$6,117.00 (-53.73%)
2023$13,219.00 (+127.17%) Homeowner's exemption$1,105,295 Land $970,814 Building $134,481
2022$5,819.00
2021$786,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims12 (1982–2023)
Claims Outside the SFHA1 of 12
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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