312 Schuring Rd, Portage, MI 49024 Property Records

Kalamazoo County property record for 312 Schuring Rd, Portage, MI 49024

Property Summary

Property Type	Single Family Home
Details	1 ba · 998 sqft · built 1945
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$217,000 (Jan 2026)
Tax Bill	$3,799 (2024)
Deeds & Mortgages	Sep 2017 Mortgage May 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00016-180-O`

Property Details

APN / Parcel Number

Primary APN	`10-00016-180-O`

Interior

Full Baths	1 Bath
Building Area	998 sqft Living Area
1st Floor Area	998 sqft
Basement Area	998 sqft
Game Room	Game Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	44 ft deep x 82 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	312 SCHURING RD
City	PORTAGE
State	MI
Zip	49024-5155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEC 16-3-11 BEG IN E&W1/4 LI SEC 16 AT A PT 516.22 FT E OF SW COR SE1/4 NE 1/4 SD SEC TH E ALG SD E&W1/4 LI 82.5 FT TH N 165
Legal Range	11
Legal Township	03
Legal Section	16
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2001
Census Tract	1906

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2063 MCKINLEY ST, KALAMAZOO, MI 49004-1532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage KALSEE CU
May 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KALSEE CU
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD MORTGAGE SOLUTIONS LLC
Aug 8, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Aug 8, 2023 · Amount on Record
Deed Document Number	20261356
Prior Transfer Date	Apr 20, 2006
Prior Transfer Doc	2006040893
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	312 SCHURING RD, PORTAGE, MI 49024-5155
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017030054
Date	Sep 7, 2017
Instrument	2017-030054

Lender

Name	KALSEE CU
Type	Credit Union
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	312 SCHURING RD, PORTAGE, MI 49024-5155
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 SCHURING RD, PORTAGE, MI 49024-5155

Mortgage

Document Number	2023012216
Date	May 26, 2023
Instrument	2023-012216

Lender

Name	KALSEE CU
Type	Credit Union
Address	ALMONT, MI 48003

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 16, 2038

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jan 16, 2026
Property Address	312 SCHURING RD, PORTAGE, MI 49024-5155
Document Number	2026001356
Instrument Date	Jan 7, 2026
Instrument	2026-001356
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	STARTEX TITLE AGENCY LLC, STAR TEX TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,627.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 SCHURING RD, PORTAGE, MI 49024-5155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 SCHURING RD, PORTAGE, MI 49024-5155

Mortgage

Document Number	2026001357
Date	Jan 16, 2026
Instrument	2026-001357

Lender

Name	NEIGHBORHOOD MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 8, 2023
Property Address	312 SCHURING RD, PORTAGE, MI 49024-5155
Document Number	2023018898
Instrument Date	Jul 28, 2023
Instrument	2023-018898
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7066 WHITE OAK CIR, PORTAGE, MI 49002-4493

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2185 LOVEBIRD CT, PORTAGE, MI 49024-2577

Mortgage

Document Number	2023018899
Date	Aug 8, 2023
Instrument	2023-018899

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,700 (+20.68%)	$205,400 (+20.68%)
2025	Homeowner's exemption	$85,100 (+14.08%)	$170,200 (+14.08%)
2024	$3,799.00 (+83.62%)
2023		$74,600	$149,200
2019	$2,069.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, Xfinity.

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