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312 Schenectady St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 312 Schenectady St, Schenectady, NY 12307

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,096 sqft · built 1900
Lot Size0.11 acres (4,805 sqft)
OwnerIndividual Name on Record
Last Sale$500 (Aug 2018)
Tax Bill$4,104 (2026)
Deeds & MortgagesSep 2022 Mortgage
Sep 2022 Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APN421500 49.24-5-71

Property Details

APN / Parcel Number

Primary APN421500 49.24-5-71
Alternative APN
  • 150004902400050710000000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,096 sqft Total Area
1st Floor Area1,048 sqft
2nd Floor Area1,048 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,805 sqft (0.11 acres)
Lot Dimensions155 ft deep x 31 ft wide
PorchSlab
Porch Area280 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address312 SCHENECTADY ST
CitySCHENECTADY
StateNY
Zip12307-1317
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal Block5
Legal Lot Number71.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2000
Census Tract21002

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15 GLADWISH AVE, ALBANY, NY 12203-5203
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Deed of Trust, Mortgage · Loan Assumption
CITY OF SCHENECTDY
Sep 15, 2022Deed of Trust, Mortgage · Loan Assumption
CITY OF SCHENECTADY
Dec 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
PRIVATE INDIVIDUAL
Sep 9, 2020Quit Claim Deed, Transfer
LEGACY TITLE SERVICES, LEGACY TITLE SVCS
Sep 9, 2020Quit Claim Deed, Transfer
CITY OF SCHENECTADY
Mar 18, 2019Correction Deed
NOT AVAILABLE
Mar 6, 2019Quit Claim Deed, Transfer
Quitclaim
Aug 22, 2018Trustee's Deed, Foreclosure
Mar 2, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2018 · Amount on Record
Deed SaleAug 22, 2018 · Amount on Record
Deed Document Number201837634
Deed Book / Page1994 / 319
Last Transfer DateAug 27, 2020
Transfer Doc0000026777
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address312 SCHENECTADY ST, SCHENECTADY, NY 12307-1317
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 LANSING RD N, SCHENECTADY, NY 12304-2526

Mortgage

Document Number0000048925
DateSep 15, 2022
Book Page5256/330
Instrument202248925
Lender
NameCITY OF SCHENECTDY
TypeGovernment Agency
AddressSCHENECTADY, NY 12305
Agreement
TypeLoan Assumption
AmountAmount Recorded

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address312 SCHENECTADY ST, SCHENECTADY, NY 12307-1317
Transaction TypeMortgage
Record UpdatedAug 11, 2023
Title CompanyNORTHWAY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 LANSING RD N, SCHENECTADY, NY 12304-2526

Mortgage

Document Number0000048927
DateSep 15, 2022
Book Page2092/953
Instrument202248927
Lender
NameCITY OF SCHENECTADY
TypeGovernment Agency
AddressCLIFTON PARK, NY 12065
Agreement
TypeLoan Assumption
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address312 SCHENECTADY ST, SCHENECTADY, NY 12307-1317
Document Number0000001864
Instrument DateDec 14, 2020
Transaction TypeMortgage
Record UpdatedJan 29, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 QUAIL ST ALBANY NY 122062418, ALBANY, NY 12206-2418

Mortgage

Document Number0000001864
DateJan 15, 2021
Book Page005059/000780
Instrument1864
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressMENANDS, NY 12204
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateSep 9, 2020
Property Address312 SCHENECTADY ST, SCHENECTADY, NY 12307-1317
Document Number0000026776
Book / Page002041 / 000247
Instrument DateAug 27, 2020
Instrument26776
Transaction TypeTransfer
Record UpdatedOct 6, 2020
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateSep 9, 2020
Property Address312 SCHENECTADY ST, SCHENECTADY, NY 12307-1317
Document Number0000026777
Book / Page002041 / 000250
Instrument DateAug 27, 2020
Instrument26777
Transaction TypeTransfer
Record UpdatedOct 5, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transaction

AmountAmount Recorded
Tax$16.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 QUAIL ST ALBANY NY 122062418, ALBANY, NY 12206-2418

Mortgage

Document Number26778
DateSep 9, 2020
Book Page005019/000362
Instrument26778
Lender
NameCITY OF SCHENECTADY
Address105 JAY ST, SCHENECTADY, NY 12305-1905
Agreement
AmountAmount Recorded

March 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionSCHENECTADY NY
Recording DateMar 18, 2019
Property Address312 SCHENECTADY ST, SCHENECTADY, NY 12307-1317
Document Number0000011685
Book / Page002007 / 000512
Instrument DateMar 14, 2019
Instrument11685
Record UpdatedApr 1, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMar 6, 2019
Property Address312 SCHENECTADY ST, SCHENECTADY, NY 12307-1317
Document Number0000009779
Book / Page002006 / 000871
Instrument DateMar 6, 2019
Instrument9779
Transaction TypeTransfer
Record UpdatedMar 25, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

August 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateAug 22, 2018
Property Address312 SCHENECTADY ST, SCHENECTADY, NY 12307-1317
Document Number0000037634
Book / Page001994 / 000319
Instrument DateAug 22, 2018
Instrument37634
Transaction TypeForeclosure
Record UpdatedSep 10, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMar 2, 2018
Property Address312 SCHENECTADY ST, SCHENECTADY, NY 12307-1317
Document Number0000009364
Book / Page001982 / 000485
Instrument DateAug 31, 2017
Instrument9364
Transaction TypeTransfer
Record UpdatedMar 9, 2018

Transaction

AmountAmount Recorded
Tax$2.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,104.00 (+4.64%)
2025$3,922.00 (+0.64%)$52,700 (-) Land $7,900 Building $44,800$87,266 (+30.82%) Land $13,082 Building $74,184
2023$52,700 (-) Land $7,900 Building $44,800$66,709 (+3.8%) Land $10,000 Building $56,709
2022$52,700 Land $7,900 Building $44,800$64,268 Land $9,634 Building $54,634
2021$3,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

May also be available: Massivemesh Networks.

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