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312 Saint Stephens Rd, Bowman, SC 29018 Property Records

Orangeburg County property record for 312 Saint Stephens Rd, Bowman, SC 29018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,272 sqft · built 1979
Lot Size0.68 acres (29,621 sqft)
Owner2 Individual Names on File
Tax Bill$179 (2025)
Deeds & MortgagesFeb 2026 Construction Loan
Oct 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN0269-00-03-009

Property Details

APN / Parcel Number

Primary APN0269-00-03-009
Alternative APNs
  • 02690003009.000
  • 02810000007000
  • 0243060
  • 243060

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,272 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleConventional
Exterior MaterialConcrete Block
Foundation TypeNo Foundation
Roof MaterialShingle
Lot Area29,621 sqft (0.68 acres)
Lot Dimensions252 ft deep x 141 ft wide

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number243060
Street Address312 SAINT STEPHENS RD
CityBOWMAN
StateSC
Zip29018-9031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2009040009
Legal SubdivisionPROPERTY/GARY MONTGOMERY & MAR
JurisdictionORANGEBURG SC
Township / Civil DivisionBOWMAN
Census Block Group1
Census Block1028
Census Tract10500

Owner

312 Saint Stephens Rd is owned and occupied by two individuals who acquired it in September 2024.

Source: Orangeburg County records, as of August 13, 2026

Owner of Record2 Individual Names on File
Mailing Address318 SAINT STEPHENS RD, BOWMAN, SC 29018-9031
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2026Intrafamily Transfer, Transfer · Construction Mortgage
CHURCHILL MORTGAGE CORP
Oct 3, 2024Intrafamily Transfer, Transfer
Oct 3, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 28, 2024
Transfer DocD02284/0307
Record UpdatedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGEBURG SC
Recording DateFeb 4, 2026
Property Address312 SAINT STEPHENS RD, BOWMAN, SC 29018-9031
Document NumberD02397/0027
Book / PageD02397 / 27
Map ReferenceMB 35 PG 143
Instrument DateJan 21, 2026
InstrumentA 2026000465
Transaction TypeTransfer
Record UpdatedFeb 18, 2026
Title CompanyPRIORITY TITLE/FL LLC, PRIORITY T&E LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address318 SAINT STEPHENS RD, BOWMAN, SC 29018-9031

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 SAINT STEPHENS RD, BOWMAN, SC 29018-9031

Mortgage

Document NumberA2026000383
DateFeb 4, 2026
InstrumentA 2026000383
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term372 Months
DueFeb 1, 2057

October 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGEBURG SC
Recording DateOct 3, 2024
Property Address312 SAINT STEPHENS RD, BOWMAN, SC 29018-9031
Document NumberD02284/0307
Book / PageD02284 / 307
Instrument DateSep 28, 2024
Instrument2024004662
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 SAINT STEPHENS RD, BOWMAN, SC 29018-9031

October 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGEBURG SC
Recording DateOct 3, 2024
Property Address312 SAINT STEPHENS RD, BOWMAN, SC 29018-9031
Document NumberD02284/0307
Book / PageD02284 / 307
Instrument DateSep 28, 2024
Instrument2024004662
Transaction TypeTransfer
Record UpdatedFeb 2, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 SAINT STEPHENS RD, BOWMAN, SC 29018-9031
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 312 Saint Stephens Rd was $179 with a homeowner's exemption, up 9.1% from the year before.

Source: Orangeburg County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyOrangeburg County
Unified School DistrictOrangeburg County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$179.00 (+9.15%)$7,100 (+1,675%) Land $7,100
2024$164.00$400 (+15.94%) Land $400$7,100 Land $7,100
2023$345 (-) Land $345
2022$143.00 Additional exemption filed$345 Land $345$5,750 Land $5,750
2019$5,750 Land $5,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Saint Stephens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Saint Stephens Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Orangeburg County Broadband
Fiber		1,000 / 1,000
Spectrum
Fiber		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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